Side-by-side · Q2 2026 data
Community Resource Bank vs Northern State Bank of Thief River Falls
Bank
Northern State Bank of Thief River Falls
Thief River Falls, Minnesota · $100 million – $1 billion
Metric by metric
| Measure | Community Resource Bank | Northern State Bank of Thief River Falls |
|---|---|---|
| TellerScore | 67 | 67 |
| Capital cushion | 55 (stronger) | 49 |
| Loan quality | 64 | 81 (stronger) |
| Earnings | 76 (stronger) | 64 |
| Funding & liquidity | 68 (stronger) | 64 |
| Problem-loan coverage | 87 | 95 (stronger) |
| Peer percentile | 34th | 34th |
| Total assets | $556.4M | $550.0M |
| Deposits / shares | $471.8M | $499.3M |
| Capital ratio | 10.52% (stronger) | 9.92% |
| Problem loans | 1.09% | 0.57% (stronger) |
| Net charge-offs | 0.38% | 0.00% (stronger) |
| Return on assets | 1.40% (stronger) | 1.10% |
| Loans ÷ deposits | 86.9% | 38.7% (stronger) |
| Uninsured deposits | 19.8% (stronger) | 47.3% |
| Offices | 4 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Both have the same TellerScore. On the 6 directional measures above (where higher or lower is clearly better), Community Resource Bank leads on 3 and Northern State Bank of Thief River Falls on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.