Community Resource Bank (FDIC certificate #5219) is based in Northfield, Minnesota. Its Q2 2026 call report shows $556.4M in total assets and $471.8M in deposits and 4 offices.
Community Resource Bank has a TellerScore of 67 out of 100 (moderate) based on Q2 2026 data — higher than only 34% of its 2,650 banks with $100 million – $1 billion. Among 223 banks headquartered in Minnesota, it ranks 132nd. Problem-loan coverage contributes the most (87/100, 6.6%); capital cushion contributes the least (55/100, 10.52%).
TellerScore · Q2 2026
Scorecard
The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.
9 quarters
Health trend
From Q2 2025 to Q2 2026, the score rose 5 points (62 → 67), mostly because the earnings component improved by 21 points.
Show as table
| Quarter | TellerScore |
|---|---|
| Q2 2024 | 65 |
| Q3 2024 | 66 |
| Q4 2024 | 62 |
| Q1 2025 | 55 |
| Q2 2025 | 62 |
| Q3 2025 | 59 |
| Q4 2025 | 61 |
| Q1 2026 | 66 |
| Q2 2026 | 67 |
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| Quarter | Tier 1 leverage ratio |
|---|---|
| Q2 2024 | 9.96% |
| Q3 2024 | 10.12% |
| Q4 2024 | 9.74% |
| Q1 2025 | 9.83% |
| Q2 2025 | 10.22% |
| Q3 2025 | 10.47% |
| Q4 2025 | 10.74% |
| Q1 2026 | 10.39% |
| Q2 2026 | 10.52% |
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| Quarter | Noncurrent loans |
|---|---|
| Q2 2024 | 0.43% |
| Q3 2024 | 0.41% |
| Q4 2024 | 0.59% |
| Q1 2025 | 1.30% |
| Q2 2025 | 1.04% |
| Q3 2025 | 1.53% |
| Q4 2025 | 1.37% |
| Q1 2026 | 1.37% |
| Q2 2026 | 1.09% |
Show as table
| Quarter | Return on assets |
|---|---|
| Q2 2024 | 0.81% |
| Q3 2024 | 0.82% |
| Q4 2024 | 0.81% |
| Q1 2025 | 0.73% |
| Q2 2025 | 0.88% |
| Q3 2025 | 0.87% |
| Q4 2025 | 0.96% |
| Q1 2026 | 1.64% |
| Q2 2026 | 1.40% |
| Quarter | Score | Assets | Capital | Problem loans | ROA | Loans/deposits |
|---|---|---|---|---|---|---|
| Q2 2026 | 67 | $556.4M | 10.52% | 1.09% | 1.40% | 86.9% |
| Q1 2026 | 66 | $575.6M | 10.39% | 1.37% | 1.64% | 81.9% |
| Q4 2025 | 61 | $542.2M | 10.74% | 1.37% | 0.96% | 89.5% |
| Q3 2025 | 59 | $540.2M | 10.47% | 1.53% | 0.87% | 86.6% |
| Q2 2025 | 62 | $540.0M | 10.22% | 1.04% | 0.88% | 86.9% |
| Q1 2025 | 55 | $380.7M | 9.83% | 1.30% | 0.73% | 102.7% |
| Q4 2024 | 62 | $377.2M | 9.74% | 0.59% | 0.81% | 104.0% |
| Q3 2024 | 66 | $379.8M | 10.12% | 0.41% | 0.82% | 99.5% |
| Q2 2024 | 65 | $379.5M | 9.96% | 0.43% | 0.81% | 96.5% |
2,650 peers · $100 million – $1 billion
How it compares with peers
Percentile against banks of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).
Similar-size banks in Minnesota
| Institution | Score | Assets | Capital | Problem loans | Compare |
|---|---|---|---|---|---|
| Luminate BankBank Minneapolis, MN | 47 out of 100, Below average | $554.5M | 10.4% | 2.33% | vs |
| Northern State Bank of Thief River FallsBank Thief River Falls, MN | 67 out of 100, Moderate | $550.0M | 9.9% | 0.57% | vs |
| Glenwood State Bank (Incorporated)Bank Glenwood, MN | 54 out of 100, Below average | $545.2M | 10.3% | 2.03% | vs |
| Community Bank MankatoBank Vernon Center, MN | 47 out of 100, Below average | $538.3M | 9.5% | 2.15% | vs |
| Profinium, Inc.Bank Truman, MN | 72 out of 100, Strong | $533.1M | 10.2% | 0.13% | vs |
| Lake Elmo BankBank Lake Elmo, MN | 74 out of 100, Strong | $529.7M | 11.6% | 0.84% | vs |
Deposit insurance
Is my money safe at Community Resource Bank?
Yes. Community Resource Bank is an FDIC-insured institution (FDIC certificate #5219). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category.
An estimated 19.8% of deposits ($93.3M) are above the $250,000 FDIC insurance limit, below the peer median of 24%. Insured balances are protected regardless of the score.
The tier 1 leverage ratio is 10.52%, well above the 5% level regulators use as the "well capitalized" benchmark for this measure. Its total risk-based capital ratio is 15.22% (benchmark: 10%).
4 locations
Branches
Community Resource Bank lists 4 offices in 4 cities. Most locations:
- Cannon Falls, MN (1)
- Faribault, MN (1)
- Northfield, MN (1)
- Roseville, MN (1)
Identity & history
Profile
- Legal name
- Community Resource Bank
- Former names
- Community National Bank; Northfield National Bank and Trust Company; Northfield National Bank; First Bank (N.A.) - Northfield
- Type
- State-chartered bank (Fed member)
- FDIC certificate #
- 5219
- RSSD ID
- 813853
- Primary regulator
- FED
- Holding company
- Midcountry Acquisition Corp
- Established
- September 18, 1878
- Headquarters
- 1605 Heritage Dr, Northfield, MN 55057
- Website
- www.crb.bank
- Employees
- 69
Quick answers
Community Resource Bank: common questions
Is Community Resource Bank FDIC insured?
Yes. Community Resource Bank is an FDIC-insured institution (FDIC certificate #5219). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category.
What is Community Resource Bank's TellerScore?
67 out of 100 (Moderate), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.
Has Community Resource Bank ever failed?
There is no failure record for FDIC certificate #5219 in the FDIC failed bank list.
How many branches does Community Resource Bank have?
4 offices as of the latest FDIC data.
Nearby
Highest-scoring banks and credit unions with branches near Northfield
| Institution | Score | Assets | Capital | Problem loans | Compare |
|---|---|---|---|---|---|
| Castle Rock BankBank Castle Rock, MN | 93 out of 100, Very strong | $293.5M | 14.2% | 0.01% | vs |
| Vermillion State BankBank Vermillion, MN | 90 out of 100, Very strong | $931.4M | 13.4% | 0.24% | vs |
| Think Mutual BankBank Rochester, MN | 86 out of 100, Very strong | $2.2B | 16.3% | 0.25% | vs |
| Security State Bank of WanamingoBank Wanamingo, MN | 84 out of 100, Strong | $112.7M | 11.4% | 0.00% | vs |
| Genisys Credit UnionCredit union Auburn Hills, MI | 81 out of 100, Strong | $6.6B | 15.5% | 1.09% | vs |
| Premier Bank MinnesotaBank Hastings, MN | 77 out of 100, Strong | $691.5M | 10.0% | 0.04% | vs |