Side-by-side · Q2 2026 data
Community Savings Bank vs Liberty National Bank
Metric by metric
| Measure | Community Savings Bank | Liberty National Bank |
|---|---|---|
| TellerScore | 65 | 71 (stronger) |
| Capital cushion | 51 | 53 (stronger) |
| Loan quality | 79 | 100 (stronger) |
| Earnings | 61 | 70 (stronger) |
| Funding & liquidity | 60 (stronger) | 39 |
| Problem-loan coverage | 85 | 100 (stronger) |
| Peer percentile | 29th | 47th |
| Total assets | $613.6M | $624.4M |
| Deposits / shares | $501.4M | $457.3M |
| Capital ratio | 10.05% | 10.31% (stronger) |
| Problem loans | 0.63% | 0.00% (stronger) |
| Net charge-offs | 0.18% | 0.00% (stronger) |
| Return on assets | 1.02% | 1.26% (stronger) |
| Loans ÷ deposits | 83.8% (stronger) | 101.5% |
| Uninsured deposits | 29.2% (stronger) | 32.7% |
| Offices | 12 | 8 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 16.2% | 5.4% |
Liberty National Bank has the higher TellerScore (71 vs 65). On the 7 directional measures above (where higher or lower is clearly better), Community Savings Bank leads on 2 and Liberty National Bank on 5. Deposits are insured up to $250,000 per depositor, per ownership category, at both.