Side-by-side · Q2 2026 data
Community Savings Bank vs Marion County State Bank
Metric by metric
| Measure | Community Savings Bank | Marion County State Bank |
|---|---|---|
| TellerScore | 65 | 75 (stronger) |
| Capital cushion | 51 | 54 (stronger) |
| Loan quality | 79 | 91 (stronger) |
| Earnings | 61 | 94 (stronger) |
| Funding & liquidity | 60 (stronger) | 52 |
| Problem-loan coverage | 85 | 95 (stronger) |
| Peer percentile | 29th | 61st |
| Total assets | $613.6M | $628.6M |
| Deposits / shares | $501.4M | $546.6M |
| Capital ratio | 10.05% | 10.41% (stronger) |
| Problem loans | 0.63% | 0.27% (stronger) |
| Net charge-offs | 0.18% | 0.01% (stronger) |
| Return on assets | 1.02% | 1.84% (stronger) |
| Loans ÷ deposits | 83.8% (stronger) | 88.7% |
| Uninsured deposits | 29.2% (stronger) | 32.6% |
| Offices | 12 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 16.2% | — |
Marion County State Bank has the higher TellerScore (75 vs 65). On the 7 directional measures above (where higher or lower is clearly better), Community Savings Bank leads on 2 and Marion County State Bank on 5. Deposits are insured up to $250,000 per depositor, per ownership category, at both.