Side-by-side · Q2 2026 data
Community Savings Bank vs First Trust Bank of Illinois
Metric by metric
| Measure | Community Savings Bank | First Trust Bank of Illinois |
|---|---|---|
| TellerScore | 75 (stronger) | 71 |
| Capital cushion | 85 (stronger) | 53 |
| Loan quality | 93 (stronger) | 76 |
| Earnings | 11 | 62 (stronger) |
| Funding & liquidity | 95 (stronger) | 94 |
| Problem-loan coverage | 98 (stronger) | 94 |
| Peer percentile | 61st | 47th |
| Total assets | $410.2M | $406.3M |
| Deposits / shares | $357.0M | $324.4M |
| Capital ratio | 13.50% (stronger) | 10.26% |
| Problem loans | 0.20% (stronger) | 0.71% |
| Net charge-offs | -0.00% (stronger) | 0.00% |
| Return on assets | -0.22% | 1.05% (stronger) |
| Loans ÷ deposits | 65.6% | 44.2% (stronger) |
| Uninsured deposits | 5.5% (stronger) | 21.0% |
| Offices | 1 | 5 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 3.4% | 10.7% |
Community Savings Bank has the higher TellerScore (75 vs 71). On the 7 directional measures above (where higher or lower is clearly better), Community Savings Bank leads on 5 and First Trust Bank of Illinois on 2. Deposits are insured up to $250,000 per depositor, per ownership category, at both.