Side-by-side · Q2 2026 data
Community Savings Bank vs Adelphi Bank
Metric by metric
| Measure | Community Savings Bank | Adelphi Bank |
|---|---|---|
| TellerScore | 80 | 80 |
| Capital cushion | 98 | 100 (stronger) |
| Loan quality | 97 | 100 (stronger) |
| Earnings | 38 (stronger) | 25 |
| Funding & liquidity | 61 | 64 (stronger) |
| Problem-loan coverage | 99 | 100 (stronger) |
| Peer percentile | 77th | 77th |
| Total assets | $119.6M | $124.5M |
| Deposits / shares | $95.0M | $104.2M |
| Capital ratio | 14.76% | 15.82% (stronger) |
| Problem loans | 0.10% | 0.00% (stronger) |
| Net charge-offs | -0.01% (stronger) | 0.00% |
| Return on assets | 0.45% (stronger) | 0.13% |
| Loans ÷ deposits | 96.7% | 93.2% (stronger) |
| Uninsured deposits | 17.7% (stronger) | 18.3% |
| Offices | 2 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Both have the same TellerScore. On the 6 directional measures above (where higher or lower is clearly better), Community Savings Bank leads on 3 and Adelphi Bank on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.