Adelphi Bank (FDIC certificate #59292) is based in Columbus, Ohio. Its Q2 2026 call report shows $124.5M in total assets and $104.2M in deposits and 1 office.
Adelphi Bank has a TellerScore of 80 out of 100 (strong) based on Q2 2026 data — higher than 77% of its 2,650 banks with $100 million – $1 billion. Among 157 banks headquartered in Ohio, it ranks 25th. Capital cushion contributes the most (100/100, 15.82%); earnings contributes the least (25/100, 0.13%).
TellerScore · Q2 2026
Scorecard
The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.
9 quarters
Health trend
From Q2 2025 to Q2 2026, the score rose 6 points (74 → 80), mostly because the earnings component improved by 25 points.
Show as table
| Quarter | TellerScore |
|---|---|
| Q2 2024 | 73 |
| Q3 2024 | 76 |
| Q4 2024 | 73 |
| Q1 2025 | 73 |
| Q2 2025 | 74 |
| Q3 2025 | 74 |
| Q4 2025 | 74 |
| Q1 2026 | 78 |
| Q2 2026 | 80 |
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| Quarter | Tier 1 leverage ratio |
|---|---|
| Q2 2024 | 39.60% |
| Q3 2024 | 34.46% |
| Q4 2024 | 29.93% |
| Q1 2025 | 25.98% |
| Q2 2025 | 23.51% |
| Q3 2025 | 20.59% |
| Q4 2025 | 19.62% |
| Q1 2026 | 16.52% |
| Q2 2026 | 15.82% |
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| Quarter | Noncurrent loans |
|---|---|
| Q2 2024 | 0.00% |
| Q3 2024 | 0.00% |
| Q4 2024 | 0.00% |
| Q1 2025 | 0.00% |
| Q2 2025 | 0.00% |
| Q3 2025 | 0.00% |
| Q4 2025 | 0.00% |
| Q1 2026 | 0.00% |
| Q2 2026 | 0.00% |
Show as table
| Quarter | Return on assets |
|---|---|
| Q2 2024 | -3.79% |
| Q3 2024 | -3.56% |
| Q4 2024 | -3.08% |
| Q1 2025 | -2.60% |
| Q2 2025 | -1.91% |
| Q3 2025 | -1.47% |
| Q4 2025 | -1.21% |
| Q1 2026 | 0.15% |
| Q2 2026 | 0.13% |
| Quarter | Score | Assets | Capital | Problem loans | ROA | Loans/deposits |
|---|---|---|---|---|---|---|
| Q2 2026 | 80 | $124.5M | 15.82% | 0.00% | 0.13% | 93.2% |
| Q1 2026 | 78 | $117.0M | 16.52% | 0.00% | 0.15% | 95.7% |
| Q4 2025 | 74 | $106.4M | 19.62% | 0.00% | -1.21% | 100.1% |
| Q3 2025 | 74 | $93.8M | 20.59% | 0.00% | -1.47% | 99.9% |
| Q2 2025 | 74 | $87.6M | 23.51% | 0.00% | -1.91% | 99.7% |
| Q1 2025 | 73 | $77.7M | 25.98% | 0.00% | -2.60% | 104.8% |
| Q4 2024 | 73 | $68.2M | 29.93% | 0.00% | -3.08% | 107.0% |
| Q3 2024 | 76 | $63.3M | 34.46% | 0.00% | -3.56% | 90.3% |
| Q2 2024 | 73 | $51.9M | 39.60% | 0.00% | -3.79% | 102.2% |
2,650 peers · $100 million – $1 billion
How it compares with peers
Percentile against banks of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).
Similar-size banks in Ohio
| Institution | Score | Assets | Capital | Problem loans | Compare |
|---|---|---|---|---|---|
| The Hamler State BankBank Hamler, OH | 76 out of 100, Strong | $125.3M | 14.3% | 1.38% | vs |
| Woodsfield Savings BankBank Woodsfield, OH | 61 out of 100, Moderate | $123.3M | 8.6% | 0.92% | vs |
| Community Savings BankBank Bethel, OH | 80 out of 100, Strong | $119.6M | 14.8% | 0.10% | vs |
| The Baltic State BankBank Baltic, OH | 68 out of 100, Moderate | $129.6M | 7.8% | 0.00% | vs |
| Fidelity Federal Savings and Loan Association of DelawareBank Delaware, OH | 82 out of 100, Strong | $131.6M | 17.0% | 0.04% | vs |
| The National Bank of Adams County of West UnionBank West Union, OH | 68 out of 100, Moderate | $114.7M | 10.8% | 2.10% | vs |
Deposit insurance
Is my money safe at Adelphi Bank?
Yes. Adelphi Bank is an FDIC-insured institution (FDIC certificate #59292). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category.
An estimated 18.3% of deposits ($19.1M) are above the $250,000 FDIC insurance limit, below the peer median of 24%. Insured balances are protected regardless of the score.
The tier 1 leverage ratio is 15.82%, well above the 5% level regulators use as the "well capitalized" benchmark for this measure. Its total risk-based capital ratio is 0.00% (benchmark: 10%).
1 location
Branches
Adelphi Bank lists 1 office in 1 city. Most locations:
- Columbus, OH (1)
Identity & history
Profile
- Legal name
- Adelphi Bank
- Type
- State-chartered bank
- FDIC certificate #
- 59292
- RSSD ID
- 5777549
- Primary regulator
- FDIC
- Established
- January 18, 2023
- Headquarters
- 800 E Long St, Columbus, OH 43203
- Website
- www.adelphibank.com
- Employees
- 21
Quick answers
Adelphi Bank: common questions
Is Adelphi Bank FDIC insured?
Yes. Adelphi Bank is an FDIC-insured institution (FDIC certificate #59292). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category.
What is Adelphi Bank's TellerScore?
80 out of 100 (Strong), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.
Has Adelphi Bank ever failed?
There is no failure record for FDIC certificate #59292 in the FDIC failed bank list.
How many branches does Adelphi Bank have?
1 office as of the latest FDIC data.
Nearby
Highest-scoring banks and credit unions with branches near Columbus
| Institution | Score | Assets | Capital | Problem loans | Compare |
|---|---|---|---|---|---|
| Nationwide Trust Company, FSBBank Columbus, OH | 94 out of 100, Very strong | $153.6M | 36.9% | 0.00% | vs |
| Abbott Laboratories Credit UnionCredit union Gurnee, IL | 89 out of 100, Very strong | $1.1B | 14.5% | 0.11% | vs |
| State Highway Patrol Federal Credit UnionCredit union Columbus, OH | 88 out of 100, Very strong | $92.2M | 13.5% | 0.06% | vs |
| Firestone Federal Credit UnionCredit union Akron, OH | 82 out of 100, Strong | $198.1M | 18.1% | 1.15% | vs |
| Erebor Bank, N.A.Bank Columbus, OH | 78 out of 100, Strong | $4.7B | 38.8% | 0.00% | vs |
| Southeastern Ohio Credit UnionCredit union Cambridge, OH | 78 out of 100, Strong | $65.4M | 12.1% | 1.03% | vs |