Side-by-side · Q2 2026 data
Community Savings Bank vs Cincinnati Interagency Federal Credit Union
Credit union
Cincinnati Interagency Federal Credit Union
Cincinnati, Ohio · Under $100 million in assets
Metric by metric
| Measure | Community Savings Bank | Cincinnati Interagency Federal Credit Union |
|---|---|---|
| TellerScore | 80 | 92 (stronger) |
| Capital cushion | 98 | 100 (stronger) |
| Loan quality | 97 (stronger) | 73 |
| Earnings | 38 | 98 (stronger) |
| Funding & liquidity | 61 | 100 (stronger) |
| Problem-loan coverage | 99 (stronger) | 96 |
| Peer percentile | 77th | 92nd |
| Total assets | $119.6M | $30.8M |
| Deposits / shares | $95.0M | $24.9M |
| Capital ratio | 14.76% | 18.24% (stronger) |
| Problem loans | 0.10% (stronger) | 0.82% |
| Net charge-offs | -0.01% (stronger) | 0.56% |
| Return on assets | 0.45% | 1.96% (stronger) |
| Loans ÷ deposits | 96.7% | 49.5% (stronger) |
| Uninsured deposits | 17.7% | 2.1% (stronger) |
| Offices | 2 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Cincinnati Interagency Federal Credit Union has the higher TellerScore (92 vs 80). On the 7 directional measures above (where higher or lower is clearly better), Community Savings Bank leads on 2 and Cincinnati Interagency Federal Credit Union on 5. Deposits are insured up to $250,000 per depositor, per ownership category, at both.