Side-by-side · Q2 2026 data
Community Savings Bank vs Spring Valley Bank
Metric by metric
| Measure | Community Savings Bank | Spring Valley Bank |
|---|---|---|
| TellerScore | 80 | 89 (stronger) |
| Capital cushion | 98 | 100 (stronger) |
| Loan quality | 97 (stronger) | 86 |
| Earnings | 38 | 100 (stronger) |
| Funding & liquidity | 61 (stronger) | 49 |
| Problem-loan coverage | 99 (stronger) | 98 |
| Peer percentile | 77th | 94th |
| Total assets | $119.6M | $113.6M |
| Deposits / shares | $95.0M | $67.0M |
| Capital ratio | 14.76% | 34.07% (stronger) |
| Problem loans | 0.10% (stronger) | 0.43% |
| Net charge-offs | -0.01% (stronger) | 0.00% |
| Return on assets | 0.45% | 2.90% (stronger) |
| Loans ÷ deposits | 96.7% (stronger) | 154.7% |
| Uninsured deposits | 17.7% | 16.2% (stronger) |
| Offices | 2 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 18.9% |
Spring Valley Bank has the higher TellerScore (89 vs 80). On the 7 directional measures above (where higher or lower is clearly better), Community Savings Bank leads on 3 and Spring Valley Bank on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.