Side-by-side · Q2 2026 data
Community Spirit Credit Union vs Superior Credit Union, Inc
Credit union
Community Spirit Credit Union
Lawrenceburg, Indiana · Under $100 million in assets
Metric by metric
| Measure | Community Spirit Credit Union | Superior Credit Union, Inc |
|---|---|---|
| TellerScore | 55 | 94 (stronger) |
| Capital cushion | 54 | 100 (stronger) |
| Loan quality | 32 | 93 (stronger) |
| Earnings | 36 | 94 (stronger) |
| Funding & liquidity | 100 (stronger) | 84 |
| Problem-loan coverage | 82 | 98 (stronger) |
| Peer percentile | 15th | 99th |
| Total assets | $21.5M | $2.0B |
| Deposits / shares | $19.1M | $1.6B |
| Capital ratio | 10.40% | 15.20% (stronger) |
| Problem loans | 2.03% | 0.20% (stronger) |
| Net charge-offs | 0.43% | 0.02% (stronger) |
| Return on assets | 0.41% | 1.84% (stronger) |
| Loans ÷ deposits | 52.3% (stronger) | 76.5% |
| Uninsured deposits | 6.4% (stronger) | 8.4% |
| Offices | 1 | 23 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Superior Credit Union, Inc has the higher TellerScore (94 vs 55). On the 7 directional measures above (where higher or lower is clearly better), Community Spirit Credit Union leads on 2 and Superior Credit Union, Inc on 5. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.