Side-by-side · Q2 2026 data
Community State Bank vs Midwest America Federal Credit Union
Credit union
Midwest America Federal Credit Union
Fort Wayne, Indiana · $1 billion – $10 billion
Metric by metric
| Measure | Community State Bank | Midwest America Federal Credit Union |
|---|---|---|
| TellerScore | 63 | 79 (stronger) |
| Capital cushion | 45 | 98 (stronger) |
| Loan quality | 84 (stronger) | 70 |
| Earnings | 60 | 66 (stronger) |
| Funding & liquidity | 49 | 68 (stronger) |
| Problem-loan coverage | 93 (stronger) | 90 |
| Peer percentile | 24th | 86th |
| Total assets | $553.6M | $1.0B |
| Deposits / shares | $502.3M | $846.4M |
| Capital ratio | 9.51% | 14.80% (stronger) |
| Problem loans | 0.48% (stronger) | 0.90% |
| Net charge-offs | 0.00% (stronger) | 0.47% |
| Return on assets | 1.00% | 1.14% (stronger) |
| Loans ÷ deposits | 78.5% (stronger) | 92.2% |
| Uninsured deposits | 44.5% | 7.0% (stronger) |
| Offices | 5 | 17 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 9.2% |
Midwest America Federal Credit Union has the higher TellerScore (79 vs 63). On the 7 directional measures above (where higher or lower is clearly better), Community State Bank leads on 3 and Midwest America Federal Credit Union on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.