Side-by-side · Q2 2026 data
Community State Bank vs ITS Bank
Metric by metric
| Measure | Community State Bank | ITS Bank |
|---|---|---|
| TellerScore | 89 | 98 (stronger) |
| Capital cushion | 100 | 100 |
| Loan quality | 100 | 100 |
| Earnings | 43 | 100 (stronger) |
| Funding & liquidity | 100 (stronger) | 84 |
| Problem-loan coverage | 100 | 100 |
| Peer percentile | 87th | 99th |
| Total assets | $41.4M | $45.2M |
| Deposits / shares | $33.6M | $500K |
| Capital ratio | 20.23% | 97.51% (stronger) |
| Problem loans | 0.00% | 0.00% |
| Net charge-offs | -0.12% (stronger) | 0.00% |
| Return on assets | 0.57% | 61.63% (stronger) |
| Loans ÷ deposits | 39.4% | 0.0% (stronger) |
| Uninsured deposits | 4.8% (stronger) | 30.0% |
| Offices | 1 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
ITS Bank has the higher TellerScore (98 vs 89). On the 6 directional measures above (where higher or lower is clearly better), Community State Bank leads on 2 and ITS Bank on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.