ITS Bank is a state-chartered bank headquartered in Johnston, Iowa, in business for about 26 years. At the end of Q2 2026 it reported $45.2M in total assets and $500K in deposits, with 1 office.
ITS Bank has a TellerScore of 98 out of 100 (very strong) based on Q2 2026 data — higher than 99% of its 546 banks with under $100 million in assets. Among 226 banks headquartered in Iowa, it ranks 2nd. Capital cushion contributes the most (100/100, 97.51%); funding & liquidity contributes the least (84/100, 0% loans-to-deposits, 30% uninsured).
TellerScore · Q2 2026
Scorecard
The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.
9 quarters
Health trend
The score has been essentially flat from Q2 2025 to Q2 2026 (97 → 98).
Show as table
| Quarter | TellerScore |
|---|---|
| Q2 2024 | 97 |
| Q3 2024 | 97 |
| Q4 2024 | 97 |
| Q1 2025 | 97 |
| Q2 2025 | 97 |
| Q3 2025 | 98 |
| Q4 2025 | 97 |
| Q1 2026 | 97 |
| Q2 2026 | 98 |
Show as table
| Quarter | Tier 1 leverage ratio |
|---|---|
| Q2 2024 | 105.42% |
| Q3 2024 | 82.34% |
| Q4 2024 | 90.63% |
| Q1 2025 | 97.71% |
| Q2 2025 | 97.24% |
| Q3 2025 | 93.99% |
| Q4 2025 | 93.57% |
| Q1 2026 | 93.17% |
| Q2 2026 | 97.51% |
Show as table
| Quarter | Noncurrent loans |
|---|---|
| Q2 2024 | 0.00% |
| Q3 2024 | 0.00% |
| Q4 2024 | 0.00% |
| Q1 2025 | 0.00% |
| Q2 2025 | 0.00% |
| Q3 2025 | 0.00% |
| Q4 2025 | 0.00% |
| Q1 2026 | 0.00% |
| Q2 2026 | 0.00% |
Show as table
| Quarter | Return on assets |
|---|---|
| Q2 2024 | 198.81% |
| Q3 2024 | 112.23% |
| Q4 2024 | 80.30% |
| Q1 2025 | 4.04% |
| Q2 2025 | 4.09% |
| Q3 2025 | 4.72% |
| Q4 2025 | 4.55% |
| Q1 2026 | 4.05% |
| Q2 2026 | 61.63% |
| Quarter | Score | Assets | Capital | Problem loans | ROA | Loans/deposits |
|---|---|---|---|---|---|---|
| Q2 2026 | 98 | $45.2M | 97.51% | 0.00% | 61.63% | 0.0% |
| Q1 2026 | 97 | $30.6M | 93.17% | 0.00% | 4.05% | 0.0% |
| Q4 2025 | 97 | $30.6M | 93.57% | 0.00% | 4.55% | 0.0% |
| Q3 2025 | 98 | $30.5M | 93.99% | 0.00% | 4.72% | 0.0% |
| Q2 2025 | 97 | $30.1M | 97.24% | 0.00% | 4.09% | 0.0% |
| Q1 2025 | 97 | $29.6M | 97.71% | 0.00% | 4.04% | 0.0% |
| Q4 2024 | 97 | $29.0M | 90.63% | 0.00% | 80.30% | 0.0% |
| Q3 2024 | 97 | $33.1M | 82.34% | 0.00% | 112.23% | 0.0% |
| Q2 2024 | 97 | $34.0M | 105.42% | 0.00% | 198.81% | 0.0% |
546 peers · Under $100 million in assets
How it compares with peers
Percentile against banks of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).
Similar-size banks in Iowa
| Institution | Score | Assets | Capital | Problem loans | Compare |
|---|---|---|---|---|---|
| Defiance State BankBank Defiance, IA | 68 out of 100, Moderate | $42.6M | 9.9% | 0.08% | vs |
| Cornerstone BankBank Clarinda, IA | 83 out of 100, Strong | $42.0M | 15.2% | 0.47% | vs |
| Community State BankBank Paton, IA | 89 out of 100, Very strong | $41.4M | 20.2% | 0.00% | vs |
| Palo Savings BankBank Palo, IA | 81 out of 100, Strong | $49.2M | 11.7% | 0.19% | vs |
| State Bank of SchallerBank Schaller, IA | 59 out of 100, Moderate | $40.6M | 13.3% | 3.69% | vs |
| Benton County State BankBank Blairstown, IA | 87 out of 100, Very strong | $50.8M | 15.2% | 0.00% | vs |
Deposit insurance
Is my money safe at ITS Bank?
Yes. ITS Bank is an FDIC-insured institution (FDIC certificate #34619). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category.
An estimated 30.0% of deposits ($150K) are above the $250,000 FDIC insurance limit, above the peer median of 16%. Insured balances are protected regardless of the score.
The tier 1 leverage ratio is 97.51%, well above the 5% level regulators use as the "well capitalized" benchmark for this measure. Its total risk-based capital ratio is 0.00% (benchmark: 10%).
1 location
Branches
ITS Bank lists 1 office in 1 city. Most locations:
- Johnston, IA (1)
Identity & history
Profile
- Legal name
- ITS Bank
- Type
- State-chartered bank
- FDIC certificate #
- 34619
- RSSD ID
- 2774707
- Primary regulator
- FDIC
- Established
- January 1, 2000
- Headquarters
- 6700 Pioneer Pkwy, Johnston, IA 50131
Quick answers
ITS Bank: common questions
Is ITS Bank FDIC insured?
Yes. ITS Bank is an FDIC-insured institution (FDIC certificate #34619). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category.
What is ITS Bank's TellerScore?
98 out of 100 (Very strong), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.
Has ITS Bank ever failed?
There is no failure record for FDIC certificate #34619 in the FDIC failed bank list.
How many branches does ITS Bank have?
1 office as of the latest FDIC data.
Nearby
Highest-scoring banks and credit unions with branches near Johnston
| Institution | Score | Assets | Capital | Problem loans | Compare |
|---|---|---|---|---|---|
| Lamoure Credit UnionCredit union Lamoure, ND | 98 out of 100, Very strong | $38.8M | 18.9% | 0.00% | vs |
| Iowa State BankBank Des Moines, IA | 95 out of 100, Very strong | $480.5M | 15.9% | 0.00% | vs |
| Journey Credit UnionCredit union Des Moines, IA | 85 out of 100, Very strong | $97.6M | 16.9% | 1.11% | vs |
| Serve Credit UnionCredit union Des Moines, IA | 84 out of 100, Strong | $101.3M | 18.1% | 0.81% | vs |
| Charter BankBank Johnston, IA | 83 out of 100, Strong | $227.5M | 11.0% | 0.00% | vs |
| Capitol View Credit UnionCredit union Des Moines, IA | 82 out of 100, Strong | $46.1M | 18.7% | 0.41% | vs |