Side-by-side · Q2 2026 data
Community State Bank vs ITS Bank
Metric by metric
| Measure | Community State Bank | ITS Bank |
|---|---|---|
| TellerScore | 76 | 98 (stronger) |
| Capital cushion | 67 | 100 (stronger) |
| Loan quality | 94 | 100 (stronger) |
| Earnings | 74 | 100 (stronger) |
| Funding & liquidity | 52 | 84 (stronger) |
| Problem-loan coverage | 98 | 100 (stronger) |
| Peer percentile | 80th | 99th |
| Total assets | $1.7B | $45.2M |
| Deposits / shares | $1.3B | $500K |
| Capital ratio | 11.67% | 97.51% (stronger) |
| Problem loans | 0.19% | 0.00% (stronger) |
| Net charge-offs | -0.01% (stronger) | 0.00% |
| Return on assets | 1.34% | 61.63% (stronger) |
| Loans ÷ deposits | 101.2% | 0.0% (stronger) |
| Uninsured deposits | 21.7% (stronger) | 30.0% |
| Offices | 10 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 5.6% | — |
ITS Bank has the higher TellerScore (98 vs 76). On the 7 directional measures above (where higher or lower is clearly better), Community State Bank leads on 2 and ITS Bank on 5. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.