Side-by-side · Q2 2026 data
Community State Bank vs Solidarity Community Federal Credit Union
Credit union
Solidarity Community Federal Credit Union
Kokomo, Indiana · $100 million – $1 billion
Metric by metric
| Measure | Community State Bank | Solidarity Community Federal Credit Union |
|---|---|---|
| TellerScore | 70 | 76 (stronger) |
| Capital cushion | 55 | 74 (stronger) |
| Loan quality | 88 (stronger) | 84 |
| Earnings | 45 (stronger) | 41 |
| Funding & liquidity | 89 | 100 (stronger) |
| Problem-loan coverage | 95 | 96 (stronger) |
| Peer percentile | 43rd | 68th |
| Total assets | $175.9M | $351.1M |
| Deposits / shares | $160.6M | $309.4M |
| Capital ratio | 10.48% | 12.44% (stronger) |
| Problem loans | 0.37% (stronger) | 0.47% |
| Net charge-offs | 0.36% (stronger) | 0.45% |
| Return on assets | 0.62% (stronger) | 0.52% |
| Loans ÷ deposits | 59.0% | 56.8% (stronger) |
| Uninsured deposits | 25.4% | 4.7% (stronger) |
| Offices | 4 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 22.8% |
Solidarity Community Federal Credit Union has the higher TellerScore (76 vs 70). On the 7 directional measures above (where higher or lower is clearly better), Community State Bank leads on 3 and Solidarity Community Federal Credit Union on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.