Side-by-side · Q2 2026 data
Community State Bank vs Savings Bank
Metric by metric
| Measure | Community State Bank | Savings Bank |
|---|---|---|
| TellerScore | 68 | 80 (stronger) |
| Capital cushion | 55 | 86 (stronger) |
| Loan quality | 59 | 89 (stronger) |
| Earnings | 77 | 78 (stronger) |
| Funding & liquidity | 85 (stronger) | 49 |
| Problem-loan coverage | 82 | 90 (stronger) |
| Peer percentile | 37th | 77th |
| Total assets | $345.8M | $304.8M |
| Deposits / shares | $295.5M | $242.1M |
| Capital ratio | 10.47% | 13.60% (stronger) |
| Problem loans | 1.24% | 0.32% (stronger) |
| Net charge-offs | -0.02% (stronger) | 0.66% |
| Return on assets | 1.42% | 1.44% (stronger) |
| Loans ÷ deposits | 52.9% (stronger) | 93.8% |
| Uninsured deposits | 28.6% (stronger) | 30.9% |
| Offices | 7 | 3 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Savings Bank has the higher TellerScore (80 vs 68). On the 7 directional measures above (where higher or lower is clearly better), Community State Bank leads on 3 and Savings Bank on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.