Side-by-side · Q2 2026 data
Community State Bank vs Union Federal Savings and Loan Association
Metric by metric
| Measure | Community State Bank | Union Federal Savings and Loan Association |
|---|---|---|
| TellerScore | 62 | 77 (stronger) |
| Capital cushion | 44 | 100 (stronger) |
| Loan quality | 54 | 83 (stronger) |
| Earnings | 72 (stronger) | 30 |
| Funding & liquidity | 86 (stronger) | 69 |
| Problem-loan coverage | 82 | 95 (stronger) |
| Peer percentile | 22nd | 68th |
| Total assets | $441.9M | $145.6M |
| Deposits / shares | $399.1M | $121.0M |
| Capital ratio | 9.41% | 16.53% (stronger) |
| Problem loans | 1.38% | 0.51% (stronger) |
| Net charge-offs | -0.02% (stronger) | 0.32% |
| Return on assets | 1.30% (stronger) | 0.25% |
| Loans ÷ deposits | 74.6% (stronger) | 90.8% |
| Uninsured deposits | 5.3% | 3.5% (stronger) |
| Offices | 9 | 6 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 3.3% | — |
Union Federal Savings and Loan Association has the higher TellerScore (77 vs 62). On the 7 directional measures above (where higher or lower is clearly better), Community State Bank leads on 3 and Union Federal Savings and Loan Association on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.
Where both have branches
- Kewanee, IL