Union Federal Savings and Loan Association (FDIC certificate #27767) is based in Kewanee, Illinois. Its Q2 2026 call report shows $145.6M in total assets and $121.0M in deposits and 6 offices across 2 states.
Union Federal Savings and Loan Association has a TellerScore of 77 out of 100 (strong) based on Q2 2026 data — higher than 68% of its 2,650 banks with $100 million – $1 billion. Among 326 banks headquartered in Illinois, it ranks 94th. Capital cushion contributes the most (100/100, 16.53%); earnings contributes the least (30/100, 0.25%).
TellerScore · Q2 2026
Scorecard
The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.
9 quarters
Health trend
The score has been essentially flat from Q2 2025 to Q2 2026 (77 → 77).
Show as table
| Quarter | TellerScore |
|---|---|
| Q2 2024 | 76 |
| Q3 2024 | 78 |
| Q4 2024 | 79 |
| Q1 2025 | 79 |
| Q2 2025 | 77 |
| Q3 2025 | 77 |
| Q4 2025 | 77 |
| Q1 2026 | 74 |
| Q2 2026 | 77 |
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| Quarter | Tier 1 leverage ratio |
|---|---|
| Q2 2024 | 15.40% |
| Q3 2024 | 15.60% |
| Q4 2024 | 15.72% |
| Q1 2025 | 15.88% |
| Q2 2025 | 16.02% |
| Q3 2025 | 16.26% |
| Q4 2025 | 16.52% |
| Q1 2026 | 16.63% |
| Q2 2026 | 16.53% |
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| Quarter | Noncurrent loans |
|---|---|
| Q2 2024 | 0.31% |
| Q3 2024 | 0.09% |
| Q4 2024 | 0.04% |
| Q1 2025 | 0.02% |
| Q2 2025 | 0.29% |
| Q3 2025 | 0.30% |
| Q4 2025 | 0.36% |
| Q1 2026 | 0.64% |
| Q2 2026 | 0.51% |
Show as table
| Quarter | Return on assets |
|---|---|
| Q2 2024 | 0.11% |
| Q3 2024 | 0.10% |
| Q4 2024 | 0.11% |
| Q1 2025 | 0.17% |
| Q2 2025 | 0.20% |
| Q3 2025 | 0.19% |
| Q4 2025 | 0.22% |
| Q1 2026 | 0.10% |
| Q2 2026 | 0.25% |
| Quarter | Score | Assets | Capital | Problem loans | ROA | Loans/deposits |
|---|---|---|---|---|---|---|
| Q2 2026 | 77 | $145.6M | 16.53% | 0.51% | 0.25% | 90.8% |
| Q1 2026 | 74 | $146.1M | 16.63% | 0.64% | 0.10% | 92.5% |
| Q4 2025 | 77 | $144.9M | 16.52% | 0.36% | 0.22% | 98.2% |
| Q3 2025 | 77 | $145.2M | 16.26% | 0.30% | 0.19% | 99.2% |
| Q2 2025 | 77 | $145.6M | 16.02% | 0.29% | 0.20% | 100.3% |
| Q1 2025 | 79 | $148.5M | 15.88% | 0.02% | 0.17% | 99.4% |
| Q4 2024 | 79 | $150.1M | 15.72% | 0.04% | 0.11% | 99.1% |
| Q3 2024 | 78 | $149.9M | 15.60% | 0.09% | 0.10% | 100.8% |
| Q2 2024 | 76 | $150.9M | 15.40% | 0.31% | 0.11% | 98.7% |
2,650 peers · $100 million – $1 billion
How it compares with peers
Percentile against banks of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).
Similar-size banks in Illinois
| Institution | Score | Assets | Capital | Problem loans | Compare |
|---|---|---|---|---|---|
| National Bank of St. AnneBank St. Anne, IL | 57 out of 100, Moderate | $143.2M | 9.4% | 1.55% | vs |
| Du Quoin State BankBank Du Quoin, IL | 78 out of 100, Strong | $148.2M | 10.8% | 0.00% | vs |
| Heritage Bank of SchaumburgBank Schaumburg, IL | 83 out of 100, Strong | $150.0M | 10.9% | 0.00% | vs |
| The First National Bank of LitchfieldBank Litchfield, IL | 77 out of 100, Strong | $150.4M | 11.5% | 0.13% | vs |
| Federated BankBank Onarga, IL | 69 out of 100, Moderate | $140.1M | 8.9% | 0.20% | vs |
| First Security BankBank Mackinaw, IL | 69 out of 100, Moderate | $151.1M | 9.2% | 0.00% | vs |
Deposit insurance
Is my money safe at Union Federal Savings and Loan Association?
Yes. Union Federal Savings and Loan Association is an FDIC-insured institution (FDIC certificate #27767). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category.
An estimated 3.5% of deposits ($4.2M) are above the $250,000 FDIC insurance limit, below the peer median of 24%. Insured balances are protected regardless of the score.
The tier 1 leverage ratio is 16.53%, well above the 5% level regulators use as the "well capitalized" benchmark for this measure. Its total risk-based capital ratio is 0.00% (benchmark: 10%).
6 locations
Branches
Union Federal Savings and Loan Association lists 6 offices in 6 cities across 2 states. Most locations:
- East Moline, IL (1)
- Geneseo, IL (1)
- Kewanee, IL (1)
- Madison, WI (1)
- Milan, IL (1)
- Orion, IL (1)
Identity & history
Profile
- Legal name
- Union Federal Savings and Loan Association
- Type
- Savings bank
- FDIC certificate #
- 27767
- RSSD ID
- 656779
- Primary regulator
- OCC
- Established
- January 1, 1890
- Headquarters
- 104 N Tremont St, Kewanee, IL 61443
- Website
- www.myunionfederal.com
- Employees
- 33
Quick answers
Union Federal Savings and Loan Association: common questions
Is Union Federal Savings and Loan Association FDIC insured?
Yes. Union Federal Savings and Loan Association is an FDIC-insured institution (FDIC certificate #27767). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category.
What is Union Federal Savings and Loan Association's TellerScore?
77 out of 100 (Strong), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.
Has Union Federal Savings and Loan Association ever failed?
There is no failure record for FDIC certificate #27767 in the FDIC failed bank list.
How many branches does Union Federal Savings and Loan Association have?
6 offices as of the latest FDIC data, in 2 states.
Nearby
Highest-scoring banks and credit unions with branches near Kewanee
| Institution | Score | Assets | Capital | Problem loans | Compare |
|---|---|---|---|---|---|
| Anderson State BankBank Oneida, IL | 96 out of 100, Very strong | $108.9M | 17.3% | 0.00% | vs |
| Farmers National BankBank Prophetstown, IL | 88 out of 100, Very strong | $895.7M | 15.0% | 0.23% | vs |
| State Bank of ToulonBank Toulon, IL | 77 out of 100, Strong | $343.4M | 10.5% | 0.13% | vs |
| Blackhawk Bank & TrustBank Milan, IL | 76 out of 100, Strong | $2.0B | 10.5% | 0.09% | vs |
| Farmers State Bank of Western IllinoisBank Alpha, IL | 74 out of 100, Strong | $167.3M | 14.1% | 1.74% | vs |
| Morton Community BankBank Morton, IL | 72 out of 100, Strong | $5.3B | 10.6% | 0.81% | vs |