Side-by-side · Q2 2026 data
Community State Bank vs Bank of Bearden
Metric by metric
| Measure | Community State Bank | Bank of Bearden |
|---|---|---|
| TellerScore | 69 | 83 (stronger) |
| Capital cushion | 50 | 63 (stronger) |
| Loan quality | 100 | 100 |
| Earnings | 53 | 100 (stronger) |
| Funding & liquidity | 58 | 58 |
| Problem-loan coverage | 100 | 100 |
| Peer percentile | 37th | 73rd |
| Total assets | $89.8M | $67.4M |
| Deposits / shares | $76.3M | $60.8M |
| Capital ratio | 9.98% | 11.29% (stronger) |
| Problem loans | 0.00% | 0.00% |
| Net charge-offs | 0.00% | 0.00% |
| Return on assets | 0.83% | 2.01% (stronger) |
| Loans ÷ deposits | 102.4% | 50.5% (stronger) |
| Uninsured deposits | 10.8% (stronger) | 53.1% |
| Offices | 2 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Bank of Bearden has the higher TellerScore (83 vs 69). On the 5 directional measures above (where higher or lower is clearly better), Community State Bank leads on 1 and Bank of Bearden on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.