Side-by-side · Q2 2026 data
Community State Bank vs Bodcaw Bank
Metric by metric
| Measure | Community State Bank | Bodcaw Bank |
|---|---|---|
| TellerScore | 69 (stronger) | 60 |
| Capital cushion | 50 | 59 (stronger) |
| Loan quality | 100 (stronger) | 54 |
| Earnings | 53 | 68 (stronger) |
| Funding & liquidity | 58 (stronger) | 53 |
| Problem-loan coverage | 100 (stronger) | 76 |
| Peer percentile | 37th | 19th |
| Total assets | $89.8M | $247.3M |
| Deposits / shares | $76.3M | $220.4M |
| Capital ratio | 9.98% | 10.89% (stronger) |
| Problem loans | 0.00% (stronger) | 1.38% |
| Net charge-offs | 0.00% (stronger) | 0.01% |
| Return on assets | 0.83% | 1.21% (stronger) |
| Loans ÷ deposits | 102.4% | 92.6% (stronger) |
| Uninsured deposits | 10.8% (stronger) | 28.6% |
| Offices | 2 | 3 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Community State Bank has the higher TellerScore (69 vs 60). On the 7 directional measures above (where higher or lower is clearly better), Community State Bank leads on 4 and Bodcaw Bank on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.