Side-by-side · Q2 2026 data
Community State Bank vs Bonvenu Bank, National Association
Metric by metric
| Measure | Community State Bank | Bonvenu Bank, National Association |
|---|---|---|
| TellerScore | 69 (stronger) | 67 |
| Capital cushion | 50 | 50 |
| Loan quality | 100 (stronger) | 96 |
| Earnings | 53 (stronger) | 51 |
| Funding & liquidity | 58 (stronger) | 50 |
| Problem-loan coverage | 100 (stronger) | 98 |
| Peer percentile | 37th | 44th |
| Total assets | $89.8M | $1.6B |
| Deposits / shares | $76.3M | $1.4B |
| Capital ratio | 9.98% | 10.04% (stronger) |
| Problem loans | 0.00% (stronger) | 0.13% |
| Net charge-offs | 0.00% | -0.00% (stronger) |
| Return on assets | 0.83% (stronger) | 0.76% |
| Loans ÷ deposits | 102.4% | 74.4% (stronger) |
| Uninsured deposits | 10.8% (stronger) | 47.2% |
| Offices | 2 | 15 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 7.4% |
Community State Bank has the higher TellerScore (69 vs 67). On the 7 directional measures above (where higher or lower is clearly better), Community State Bank leads on 4 and Bonvenu Bank, National Association on 3. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.