Side-by-side · Q2 2026 data
Community State Bank vs Citizens Bank & Trust Company of Vivian, Louisiana
Bank
Citizens Bank & Trust Company of Vivian, Louisiana
Vivian, Louisiana · $100 million – $1 billion
Metric by metric
| Measure | Community State Bank | Citizens Bank & Trust Company of Vivian, Louisiana |
|---|---|---|
| TellerScore | 69 (stronger) | 64 |
| Capital cushion | 50 | 53 (stronger) |
| Loan quality | 100 (stronger) | 71 |
| Earnings | 53 (stronger) | 41 |
| Funding & liquidity | 58 | 89 (stronger) |
| Problem-loan coverage | 100 (stronger) | 89 |
| Peer percentile | 37th | 26th |
| Total assets | $89.8M | $159.6M |
| Deposits / shares | $76.3M | $146.7M |
| Capital ratio | 9.98% | 10.31% (stronger) |
| Problem loans | 0.00% (stronger) | 0.87% |
| Net charge-offs | 0.00% (stronger) | 0.01% |
| Return on assets | 0.83% (stronger) | 0.52% |
| Loans ÷ deposits | 102.4% | 46.8% (stronger) |
| Uninsured deposits | 10.8% (stronger) | 25.3% |
| Offices | 2 | 6 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 0.3% |
Community State Bank has the higher TellerScore (69 vs 64). On the 7 directional measures above (where higher or lower is clearly better), Community State Bank leads on 5 and Citizens Bank & Trust Company of Vivian, Louisiana on 2. Deposits are insured up to $250,000 per depositor, per ownership category, at both.