Side-by-side · Q2 2026 data
Community State Bank vs The Peoples Bank
Metric by metric
| Measure | Community State Bank | The Peoples Bank |
|---|---|---|
| TellerScore | 69 (stronger) | 65 |
| Capital cushion | 50 | 86 (stronger) |
| Loan quality | 100 (stronger) | 26 |
| Earnings | 53 | 88 (stronger) |
| Funding & liquidity | 58 (stronger) | 51 |
| Problem-loan coverage | 100 (stronger) | 78 |
| Peer percentile | 37th | 29th |
| Total assets | $89.8M | $195.9M |
| Deposits / shares | $76.3M | $136.8M |
| Capital ratio | 9.98% | 13.59% (stronger) |
| Problem loans | 0.00% (stronger) | 2.23% |
| Net charge-offs | 0.00% (stronger) | 0.28% |
| Return on assets | 0.83% | 1.69% (stronger) |
| Loans ÷ deposits | 102.4% (stronger) | 109.2% |
| Uninsured deposits | 10.8% | 6.6% (stronger) |
| Offices | 2 | 4 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Community State Bank has the higher TellerScore (69 vs 65). On the 7 directional measures above (where higher or lower is clearly better), Community State Bank leads on 4 and The Peoples Bank on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.