Side-by-side · Q2 2026 data
Community State Bank vs Fellowship Credit Union
Metric by metric
| Measure | Community State Bank | Fellowship Credit Union |
|---|---|---|
| TellerScore | 78 (stronger) | 66 |
| Capital cushion | 75 (stronger) | 61 |
| Loan quality | 70 | 71 (stronger) |
| Earnings | 98 (stronger) | 61 |
| Funding & liquidity | 65 (stronger) | 61 |
| Problem-loan coverage | 90 (stronger) | 87 |
| Peer percentile | 72nd | 32nd |
| Total assets | $208.1M | $64.6M |
| Deposits / shares | $177.6M | $56.9M |
| Capital ratio | 12.54% (stronger) | 11.10% |
| Problem loans | 0.90% | 0.86% (stronger) |
| Net charge-offs | 0.02% (stronger) | 0.10% |
| Return on assets | 1.96% (stronger) | 1.02% |
| Loans ÷ deposits | 94.5% (stronger) | 99.0% |
| Uninsured deposits | 15.3% | 0.0% (stronger) |
| Offices | 2 | 6 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Community State Bank has the higher TellerScore (78 vs 66). On the 7 directional measures above (where higher or lower is clearly better), Community State Bank leads on 5 and Fellowship Credit Union on 2. Deposits are insured up to $250,000 per depositor, per ownership category, at both.