TellerScore

Fellowship Credit Union (NCUA charter #64852) is based in Lamar, Colorado. Its Q2 2026 call report shows $64.6M in total assets and $56.9M in member shares and deposits and 6 offices.

Fellowship Credit Union has a TellerScore of 66 out of 100 (moderate) based on Q2 2026 data — higher than only 32% of its 2,479 credit unions with under $100 million in assets. Among 62 credit unions headquartered in Colorado, it ranks 31st. Problem-loan coverage contributes the most (87/100, 6.7%); funding & liquidity contributes the least (61/100, 99% loans-to-deposits, 0% uninsured).

TellerScore · Q2 2026

Scorecard

Capital cushion61/100
Net worth ratio: 11.10%
Loan quality71/100
Loans 60+ days delinquent ÷ total loans: 0.86%
Earnings61/100
Return on assets (annualized): 1.02%
Funding & liquidity61/100
Loans ÷ shares: 99.0% · 0.0% uninsured
Problem-loan coverage87/100
Delinquent loans + foreclosed assets ÷ (net worth + loan-loss reserves): 6.73%

The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.

9 quarters

Health trend

From Q2 2025 to Q2 2026, the score rose 5 points (61 → 66), mostly because the capital cushion component improved by 13 points.

TellerScore
586367Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterTellerScore
Q2 202467
Q3 202463
Q4 202461
Q1 202567
Q2 202561
Q3 202558
Q4 202558
Q1 202662
Q2 202666
Net worth ratio
7.00%9.05%11.10%well-capitalized benchmarkQ2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterNet worth ratio
Q2 202410.07%
Q3 202410.01%
Q4 20249.60%
Q1 20259.51%
Q2 20259.80%
Q3 20259.73%
Q4 20259.65%
Q1 202610.62%
Q2 202611.10%
Delinquent loans (60+ days)
0.12%0.69%1.26%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterDelinquent loans (60+ days)
Q2 20240.60%
Q3 20240.73%
Q4 20240.67%
Q1 20250.12%
Q2 20250.97%
Q3 20251.16%
Q4 20251.26%
Q1 20260.90%
Q2 20260.86%
Return on assets
0.69%0.94%1.20%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterReturn on assets
Q2 20241.20%
Q3 20240.95%
Q4 20240.69%
Q1 20250.79%
Q2 20251.12%
Q3 20251.03%
Q4 20251.06%
Q1 20260.69%
Q2 20261.02%
Quarter-by-quarter figures
QuarterScoreAssetsCapitalProblem loansROALoans/deposits
Q2 202666$64.6M11.10%0.86%1.02%99.0%
Q1 202662$65.5M10.62%0.90%0.69%94.5%
Q4 202558$56.5M9.65%1.26%1.06%98.4%
Q3 202558$54.1M9.73%1.16%1.03%102.3%
Q2 202561$52.4M9.80%0.97%1.12%101.3%
Q1 202567$52.1M9.51%0.12%0.79%98.4%
Q4 202461$50.5M9.60%0.67%0.69%98.7%
Q3 202463$48.4M10.01%0.73%0.95%99.1%
Q2 202467$47.5M10.07%0.60%1.20%99.4%

2,479 peers · Under $100 million in assets

How it compares with peers

Percentile against credit unions of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).

Capital ratio11.10%
25th
Problem loans0.86%
44th
Net charge-offs0.10%
57th
Return on assets1.02%
68th
Loans to deposits99.0%
4th
Uninsured deposits0.0%
81st
Loan-loss reserves0.00%
37th
Texas ratio6.7%
22nd

Similar-size credit unions in Colorado

InstitutionScoreAssetsCapitalProblem loansCompare
San Juan Mountains Credit UnionCredit union Montrose, CO78 out of 100, Strong$61.3M11.0%0.33%vs
Delta County Federal Credit UnionCredit union Delta, CO71 out of 100, Strong$72.8M10.2%0.73%vs
Westminster Federal Credit UnionCredit union Westminster, CO63 out of 100, Moderate$54.6M9.7%1.11%vs
Electrical Federal Credit UnionCredit union Arvada, CO77 out of 100, Strong$54.3M13.0%0.75%vs
Peoples Credit UnionCredit union Springfield, CO89 out of 100, Very strong$75.0M19.4%0.16%vs
Yuma County Federal Credit UnionCredit union Yuma, CO85 out of 100, Very strong$53.0M12.9%0.00%vs

Deposit insurance

Is my money safe at Fellowship Credit Union?

Yes. Fellowship Credit Union is a federally insured credit union (NCUA charter #64852). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.

An estimated 0.0% of shares and deposits ($0) are above the $250,000 NCUA insurance limit, close to the peer median of 1%. Insured balances are protected regardless of the score.

The net worth ratio is 11.10%, above the 7% level regulators use as the "well capitalized" benchmark for this measure.

Check how much of your own balance is covered

6 locations

Branches

Fellowship Credit Union lists 6 offices in 6 cities. Most locations:

  • Holly, CO (1)
  • La Junta, CO (1)
  • Lamar, CO (1)
  • Las Animas, CO (1)
  • Rocky Ford, CO (1)
  • Walsenburg, CO (1)

All branch addresses and map

Identity & history

Profile

Legal name
Fellowship Credit Union
Type
Federally insured state-chartered credit union
NCUA charter #
64852
RSSD ID
245191
Primary regulator
State + NCUA
Established
1959
Headquarters
803 East Olive Street, PO Box 876, Lamar, CO 81052
Employees
23

Quick answers

Fellowship Credit Union: common questions

Is Fellowship Credit Union NCUA insured?

Yes. Fellowship Credit Union is a federally insured credit union (NCUA charter #64852). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.

What is Fellowship Credit Union's TellerScore?

66 out of 100 (Moderate), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.

How many branches does Fellowship Credit Union have?

6 offices as of the latest NCUA data.

Nearby

Highest-scoring banks and credit unions with branches near Lamar

InstitutionScoreAssetsCapitalProblem loansCompare
Peoples Credit UnionCredit union Springfield, CO89 out of 100, Very strong$75.0M19.4%0.16%vs
McClave State BankBank Mcclave, CO89 out of 100, Very strong$78.9M14.0%0.00%vs
Frontier BankBank Lamar, CO81 out of 100, Strong$436.4M10.8%0.32%vs
GNBank, National AssociationBank Girard, KS80 out of 100, Strong$1.1B11.6%0.13%vs
Community State BankBank Lamar, CO78 out of 100, Strong$208.1M12.5%0.90%vs
The Colorado Bank and Trust Company of La JuntaBank La Junta, CO69 out of 100, Moderate$330.3M10.3%0.30%vs