Side-by-side · Q2 2026 data
Community State Bank vs Peoples Credit Union
Metric by metric
| Measure | Community State Bank | Peoples Credit Union |
|---|---|---|
| TellerScore | 78 | 89 (stronger) |
| Capital cushion | 75 | 100 (stronger) |
| Loan quality | 70 | 95 (stronger) |
| Earnings | 98 (stronger) | 83 |
| Funding & liquidity | 65 (stronger) | 55 |
| Problem-loan coverage | 90 | 99 (stronger) |
| Peer percentile | 72nd | 87th |
| Total assets | $208.1M | $75.0M |
| Deposits / shares | $177.6M | $60.0M |
| Capital ratio | 12.54% | 19.42% (stronger) |
| Problem loans | 0.90% | 0.16% (stronger) |
| Net charge-offs | 0.02% (stronger) | 0.20% |
| Return on assets | 1.96% (stronger) | 1.57% |
| Loans ÷ deposits | 94.5% (stronger) | 104.9% |
| Uninsured deposits | 15.3% | 2.3% (stronger) |
| Offices | 2 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Peoples Credit Union has the higher TellerScore (89 vs 78). On the 7 directional measures above (where higher or lower is clearly better), Community State Bank leads on 3 and Peoples Credit Union on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.
Where both have branches
- Lamar, CO
- Springfield, CO