Side-by-side · Q2 2026 data
Community State Bank vs The Home National Bank of Thorntown
Metric by metric
| Measure | Community State Bank | The Home National Bank of Thorntown |
|---|---|---|
| TellerScore | 61 | 68 (stronger) |
| Capital cushion | 44 | 54 (stronger) |
| Loan quality | 85 (stronger) | 79 |
| Earnings | 63 (stronger) | 58 |
| Funding & liquidity | 32 | 72 (stronger) |
| Problem-loan coverage | 92 | 92 |
| Peer percentile | 20th | 37th |
| Total assets | $161.2M | $185.6M |
| Deposits / shares | $135.1M | $167.0M |
| Capital ratio | 9.41% | 10.37% (stronger) |
| Problem loans | 0.44% (stronger) | 0.62% |
| Net charge-offs | -0.03% (stronger) | 0.03% |
| Return on assets | 1.08% (stronger) | 0.96% |
| Loans ÷ deposits | 97.3% | 76.6% (stronger) |
| Uninsured deposits | 42.7% | 25.1% (stronger) |
| Offices | 2 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 0.0% |
The Home National Bank of Thorntown has the higher TellerScore (68 vs 61). On the 7 directional measures above (where higher or lower is clearly better), Community State Bank leads on 3 and The Home National Bank of Thorntown on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.