Headquartered in Brook, Indiana, Community State Bank is a state-chartered bank with $161.2M in total assets and $135.1M in deposits as of Q2 2026. It operates 2 offices. Its charter dates back to 1931.
Community State Bank has a TellerScore of 61 out of 100 (moderate) based on Q2 2026 data — higher than only 20% of its 2,650 banks with $100 million – $1 billion. Among 88 banks headquartered in Indiana, it ranks 60th. Problem-loan coverage contributes the most (92/100, 3.9%); funding & liquidity contributes the least (32/100, 97% loans-to-deposits, 43% uninsured).
TellerScore · Q2 2026
Scorecard
The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.
9 quarters
Health trend
The score has been essentially flat from Q2 2025 to Q2 2026 (61 → 61).
Show as table
| Quarter | TellerScore |
|---|---|
| Q2 2024 | 61 |
| Q3 2024 | 61 |
| Q4 2024 | 59 |
| Q1 2025 | 59 |
| Q2 2025 | 61 |
| Q3 2025 | 61 |
| Q4 2025 | 58 |
| Q1 2026 | 61 |
| Q2 2026 | 61 |
Show as table
| Quarter | Tier 1 leverage ratio |
|---|---|
| Q2 2024 | 9.65% |
| Q3 2024 | 9.69% |
| Q4 2024 | 9.28% |
| Q1 2025 | 9.24% |
| Q2 2025 | 9.73% |
| Q3 2025 | 9.57% |
| Q4 2025 | 9.18% |
| Q1 2026 | 9.32% |
| Q2 2026 | 9.41% |
Show as table
| Quarter | Noncurrent loans |
|---|---|
| Q2 2024 | 0.38% |
| Q3 2024 | 0.35% |
| Q4 2024 | 0.36% |
| Q1 2025 | 0.39% |
| Q2 2025 | 0.43% |
| Q3 2025 | 0.37% |
| Q4 2025 | 0.48% |
| Q1 2026 | 0.47% |
| Q2 2026 | 0.44% |
Show as table
| Quarter | Return on assets |
|---|---|
| Q2 2024 | 0.75% |
| Q3 2024 | 0.72% |
| Q4 2024 | 0.70% |
| Q1 2025 | 0.73% |
| Q2 2025 | 0.79% |
| Q3 2025 | 0.85% |
| Q4 2025 | 0.89% |
| Q1 2026 | 1.07% |
| Q2 2026 | 1.08% |
| Quarter | Score | Assets | Capital | Problem loans | ROA | Loans/deposits |
|---|---|---|---|---|---|---|
| Q2 2026 | 61 | $161.2M | 9.41% | 0.44% | 1.08% | 97.3% |
| Q1 2026 | 61 | $155.0M | 9.32% | 0.47% | 1.07% | 98.8% |
| Q4 2025 | 58 | $150.8M | 9.18% | 0.48% | 0.89% | 100.4% |
| Q3 2025 | 61 | $148.0M | 9.57% | 0.37% | 0.85% | 96.3% |
| Q2 2025 | 61 | $145.0M | 9.73% | 0.43% | 0.79% | 92.4% |
| Q1 2025 | 59 | $142.0M | 9.24% | 0.39% | 0.73% | 92.0% |
| Q4 2024 | 59 | $138.7M | 9.28% | 0.36% | 0.70% | 96.1% |
| Q3 2024 | 61 | $139.4M | 9.69% | 0.35% | 0.72% | 98.1% |
| Q2 2024 | 61 | $135.5M | 9.65% | 0.38% | 0.75% | 98.6% |
2,650 peers · $100 million – $1 billion
How it compares with peers
Percentile against banks of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).
Similar-size banks in Indiana
| Institution | Score | Assets | Capital | Problem loans | Compare |
|---|---|---|---|---|---|
| First State Bank of PorterBank Porter, IN | 90 out of 100, Very strong | $162.3M | 16.8% | 0.00% | vs |
| First Federal Savings and Loan Association of GreensburgBank Greensburg, IN | 66 out of 100, Moderate | $159.5M | 12.3% | 1.18% | vs |
| Community State BankBank Royal Center, IN | 70 out of 100, Strong | $175.9M | 10.5% | 0.37% | vs |
| LNB Community BankBank Lynnville, IN | 69 out of 100, Moderate | $181.0M | 9.4% | 0.23% | vs |
| First Federal Savings Bank of AngolaBank Angola, IN | 86 out of 100, Very strong | $137.3M | 23.3% | 0.00% | vs |
| The Home National Bank of ThorntownBank Thorntown, IN | 68 out of 100, Moderate | $185.6M | 10.4% | 0.62% | vs |
Deposit insurance
Is my money safe at Community State Bank?
Yes. Community State Bank is an FDIC-insured institution (FDIC certificate #8067). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category.
An estimated 42.7% of deposits ($57.7M) are above the $250,000 FDIC insurance limit, above the peer median of 24%. Insured balances are protected regardless of the score.
The tier 1 leverage ratio is 9.41%, above the 5% level regulators use as the "well capitalized" benchmark for this measure. Its total risk-based capital ratio is 0.00% (benchmark: 10%).
2 locations
Branches
Community State Bank lists 2 offices in 2 cities. Most locations:
- Brook, IN (1)
- West Lafayette, IN (1)
Identity & history
Profile
- Legal name
- Community State Bank
- Type
- State-chartered bank
- FDIC certificate #
- 8067
- RSSD ID
- 322449
- Primary regulator
- FDIC
- Established
- April 1, 1931
- Headquarters
- 244 W Main St, Brook, IN 47922
- Website
- www.communitystatebank.com
- Employees
- 12
Quick answers
Community State Bank: common questions
Is Community State Bank FDIC insured?
Yes. Community State Bank is an FDIC-insured institution (FDIC certificate #8067). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category.
What is Community State Bank's TellerScore?
61 out of 100 (Moderate), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.
Has Community State Bank ever failed?
There is no failure record for FDIC certificate #8067 in the FDIC failed bank list.
How many branches does Community State Bank have?
2 offices as of the latest FDIC data.
Nearby
Highest-scoring banks and credit unions with branches near Brook
| Institution | Score | Assets | Capital | Problem loans | Compare |
|---|---|---|---|---|---|
| The First Trust and Savings Bank of Watseka, IllinoisBank Watseka, IL | 96 out of 100, Very strong | $337.1M | 16.1% | 0.03% | vs |
| Municipal Trust and Savings BankBank Bourbonnais, IL | 95 out of 100, Very strong | $382.2M | 15.6% | 0.04% | vs |
| Alliance BankBank Francesville, IN | 88 out of 100, Very strong | $454.8M | 12.4% | 0.01% | vs |
| Bank of WolcottBank Wolcott, IN | 81 out of 100, Strong | $280.3M | 12.0% | 0.43% | vs |
| Fowler State BankBank Fowler, IN | 80 out of 100, Strong | $190.3M | 15.5% | 0.61% | vs |
| Servbank, National AssociationBank Oswego, IL | 76 out of 100, Strong | $1.7B | 11.8% | 0.59% | vs |