Side-by-side · Q2 2026 data
Community State Bank of Missouri vs Exchange Bank Co.
Metric by metric
| Measure | Community State Bank of Missouri | Exchange Bank Co. |
|---|---|---|
| TellerScore | 80 (stronger) | 69 |
| Capital cushion | 60 (stronger) | 41 |
| Loan quality | 91 (stronger) | 56 |
| Earnings | 90 | 100 (stronger) |
| Funding & liquidity | 78 | 93 (stronger) |
| Problem-loan coverage | 97 (stronger) | 84 |
| Peer percentile | 77th | 40th |
| Total assets | $333.9M | $341.5M |
| Deposits / shares | $296.0M | $306.1M |
| Capital ratio | 11.02% (stronger) | 9.11% |
| Problem loans | 0.26% (stronger) | 1.33% |
| Net charge-offs | 0.00% | -0.02% (stronger) |
| Return on assets | 1.74% | 2.01% (stronger) |
| Loans ÷ deposits | 78.2% | 67.4% (stronger) |
| Uninsured deposits | 18.9% | 12.4% (stronger) |
| Offices | 3 | 7 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Community State Bank of Missouri has the higher TellerScore (80 vs 69). On the 7 directional measures above (where higher or lower is clearly better), Community State Bank of Missouri leads on 3 and Exchange Bank Co. on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.