Side-by-side · Q2 2026 data
Community State Bank of Missouri vs HNB National Bank
Metric by metric
| Measure | Community State Bank of Missouri | HNB National Bank |
|---|---|---|
| TellerScore | 80 | 81 (stronger) |
| Capital cushion | 60 (stronger) | 47 |
| Loan quality | 91 | 98 (stronger) |
| Earnings | 90 | 100 (stronger) |
| Funding & liquidity | 78 | 86 (stronger) |
| Problem-loan coverage | 97 | 99 (stronger) |
| Peer percentile | 77th | 91st |
| Total assets | $333.9M | $1.3B |
| Deposits / shares | $296.0M | $1.2B |
| Capital ratio | 11.02% (stronger) | 9.72% |
| Problem loans | 0.26% | 0.06% (stronger) |
| Net charge-offs | 0.00% (stronger) | 0.00% |
| Return on assets | 1.74% | 2.66% (stronger) |
| Loans ÷ deposits | 78.2% | 74.1% (stronger) |
| Uninsured deposits | 18.9% | 14.2% (stronger) |
| Offices | 3 | 17 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 6.2% |
HNB National Bank has the higher TellerScore (81 vs 80). On the 7 directional measures above (where higher or lower is clearly better), Community State Bank of Missouri leads on 2 and HNB National Bank on 5. Deposits are insured up to $250,000 per depositor, per ownership category, at both.
Where both have branches
- Bowling Green, MO
- Troy, MO