Side-by-side · Q2 2026 data
Community State Bank of Missouri vs United Credit Union
Metric by metric
| Measure | Community State Bank of Missouri | United Credit Union |
|---|---|---|
| TellerScore | 80 | 88 (stronger) |
| Capital cushion | 60 | 100 (stronger) |
| Loan quality | 91 (stronger) | 87 |
| Earnings | 90 (stronger) | 68 |
| Funding & liquidity | 78 | 85 (stronger) |
| Problem-loan coverage | 97 | 97 |
| Peer percentile | 77th | 92nd |
| Total assets | $333.9M | $302.1M |
| Deposits / shares | $296.0M | $253.5M |
| Capital ratio | 11.02% | 15.17% (stronger) |
| Problem loans | 0.26% (stronger) | 0.40% |
| Net charge-offs | 0.00% (stronger) | 0.64% |
| Return on assets | 1.74% (stronger) | 1.19% |
| Loans ÷ deposits | 78.2% | 75.5% (stronger) |
| Uninsured deposits | 18.9% | 6.3% (stronger) |
| Offices | 3 | 8 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
United Credit Union has the higher TellerScore (88 vs 80). On the 7 directional measures above (where higher or lower is clearly better), Community State Bank of Missouri leads on 3 and United Credit Union on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.