Side-by-side · Q2 2026 data
Community Trust Credit Union vs Decatur Earthmover Credit Union
Metric by metric
| Measure | Community Trust Credit Union | Decatur Earthmover Credit Union |
|---|---|---|
| TellerScore | 82 (stronger) | 70 |
| Capital cushion | 69 (stronger) | 66 |
| Loan quality | 97 (stronger) | 80 |
| Earnings | 61 (stronger) | 29 |
| Funding & liquidity | 100 | 100 |
| Problem-loan coverage | 99 (stronger) | 95 |
| Peer percentile | 82nd | 51st |
| Total assets | $336.4M | $310.3M |
| Deposits / shares | $294.2M | $272.0M |
| Capital ratio | 11.94% (stronger) | 11.64% |
| Problem loans | 0.08% (stronger) | 0.59% |
| Net charge-offs | 0.10% (stronger) | 0.46% |
| Return on assets | 1.03% (stronger) | 0.23% |
| Loans ÷ deposits | 47.1% (stronger) | 57.5% |
| Uninsured deposits | 6.6% | 4.3% (stronger) |
| Offices | 5 | 6 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 20.3% | 17.4% |
Community Trust Credit Union has the higher TellerScore (82 vs 70). On the 7 directional measures above (where higher or lower is clearly better), Community Trust Credit Union leads on 6 and Decatur Earthmover Credit Union on 1. Deposits are insured up to $250,000 per depositor, per ownership category, at both.