The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.

From Q2 2025 to Q2 2026, the score rose 3 points (79 → 82), mostly because the loan quality component improved by 5 points.

Percentile against credit unions of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).

Similar-size credit unions in Illinois

Yes. Community Trust Credit Union is a federally insured credit union (NCUA charter #60543). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.

An estimated 6.6% of shares and deposits ($19.5M) are above the $250,000 NCUA insurance limit, close to the peer median of 6%. Insured balances are protected regardless of the score.

The net worth ratio is 11.94%, above the 7% level regulators use as the "well capitalized" benchmark for this measure.

Check how much of your own balance is covered

Community Trust Credit Union lists 5 offices in 3 cities. Most locations:

• Gurnee, IL (3)
• Grayslake, IL (1)
• Lake Villa, IL (1)

All branch addresses and map

In 2025, Community Trust Credit Union reported 90 home-loan applications under HMDA (LEI 549300KZRQ03T8H2Y769): 59 originated ($13,875,000 total), 15 denied, and 16 withdrawn or closed by the applicant. Its denial rate on decided applications was 20.3%, compared with 22.2% for all lenders nationwide.

Denial rates depend heavily on loan type and applicant mix and are not a measure of fairness or of your own odds.

Legal name

Community Trust Credit Union

Type

Federally insured state-chartered credit union

NCUA charter #

60543

RSSD ID

581693

Primary regulator

State + NCUA

Established

1933

Headquarters

1313 N Skokie Hwy, Gurnee, IL 60031

Employees

54