Side-by-side · Q2 2026 data
Community West Bank vs Community Bank of Santa Maria
Metric by metric
| Measure | Community West Bank | Community Bank of Santa Maria |
|---|---|---|
| TellerScore | 67 | 72 (stronger) |
| Capital cushion | 60 (stronger) | 55 |
| Loan quality | 81 | 95 (stronger) |
| Earnings | 55 | 63 (stronger) |
| Funding & liquidity | 56 | 63 (stronger) |
| Problem-loan coverage | 92 | 98 (stronger) |
| Peer percentile | 44th | 50th |
| Total assets | $5.0B | $396.5M |
| Deposits / shares | $4.1B | $350.4M |
| Capital ratio | 10.97% (stronger) | 10.49% |
| Problem loans | 0.56% | 0.15% (stronger) |
| Net charge-offs | 0.38% | -0.00% (stronger) |
| Return on assets | 0.88% | 1.07% (stronger) |
| Loans ÷ deposits | 84.7% | 83.5% (stronger) |
| Uninsured deposits | 32.6% | 27.0% (stronger) |
| Offices | 37 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Community Bank of Santa Maria has the higher TellerScore (72 vs 67). On the 7 directional measures above (where higher or lower is clearly better), Community West Bank leads on 1 and Community Bank of Santa Maria on 6. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.