Side-by-side · Q2 2026 data
Community West Credit Union vs Michigan One Community Credit Union
Metric by metric
| Measure | Community West Credit Union | Michigan One Community Credit Union |
|---|---|---|
| TellerScore | 66 | 68 (stronger) |
| Capital cushion | 43 | 52 (stronger) |
| Loan quality | 88 (stronger) | 77 |
| Earnings | 35 | 63 (stronger) |
| Funding & liquidity | 97 (stronger) | 77 |
| Problem-loan coverage | 95 (stronger) | 90 |
| Peer percentile | 37th | 45th |
| Total assets | $252.4M | $240.2M |
| Deposits / shares | $229.1M | $211.5M |
| Capital ratio | 9.33% | 10.18% (stronger) |
| Problem loans | 0.37% (stronger) | 0.68% |
| Net charge-offs | 0.26% | 0.10% (stronger) |
| Return on assets | 0.38% | 1.07% (stronger) |
| Loans ÷ deposits | 63.7% (stronger) | 83.5% |
| Uninsured deposits | 3.9% (stronger) | 5.5% |
| Offices | 5 | 3 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 16.4% | 10.1% |
Michigan One Community Credit Union has the higher TellerScore (68 vs 66). On the 7 directional measures above (where higher or lower is clearly better), Community West Credit Union leads on 3 and Michigan One Community Credit Union on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.