Headquartered in Kentwood, Michigan, Community West Credit Union is a federally insured state-chartered credit union with $252.4M in total assets and $229.1M in member shares and deposits as of Q2 2026. It operates 5 offices. Its charter dates back to 1967.
Community West Credit Union has a TellerScore of 66 out of 100 (moderate) based on Q2 2026 data — higher than only 37% of its 1,341 credit unions with $100 million – $1 billion. Among 169 credit unions headquartered in Michigan, it ranks 128th. Funding & liquidity contributes the most (97/100, 64% loans-to-deposits, 4% uninsured); earnings contributes the least (35/100, 0.38%).
TellerScore · Q2 2026
Scorecard
The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.
9 quarters
Health trend
From Q2 2025 to Q2 2026, the score rose 4 points (62 → 66), mostly because the earnings component improved by 9 points.
Show as table
| Quarter | TellerScore |
|---|---|
| Q2 2024 | 58 |
| Q3 2024 | 60 |
| Q4 2024 | 61 |
| Q1 2025 | 63 |
| Q2 2025 | 62 |
| Q3 2025 | 62 |
| Q4 2025 | 64 |
| Q1 2026 | 63 |
| Q2 2026 | 66 |
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| Quarter | Net worth ratio |
|---|---|
| Q2 2024 | 8.68% |
| Q3 2024 | 9.05% |
| Q4 2024 | 9.13% |
| Q1 2025 | 8.92% |
| Q2 2025 | 8.96% |
| Q3 2025 | 9.14% |
| Q4 2025 | 9.15% |
| Q1 2026 | 9.09% |
| Q2 2026 | 9.33% |
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| Quarter | Delinquent loans (60+ days) |
|---|---|
| Q2 2024 | 0.45% |
| Q3 2024 | 0.54% |
| Q4 2024 | 0.53% |
| Q1 2025 | 0.45% |
| Q2 2025 | 0.52% |
| Q3 2025 | 0.45% |
| Q4 2025 | 0.37% |
| Q1 2026 | 0.43% |
| Q2 2026 | 0.37% |
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| Quarter | Return on assets |
|---|---|
| Q2 2024 | -0.25% |
| Q3 2024 | -0.09% |
| Q4 2024 | 0.00% |
| Q1 2025 | 0.23% |
| Q2 2025 | 0.16% |
| Q3 2025 | 0.17% |
| Q4 2025 | 0.23% |
| Q1 2026 | 0.18% |
| Q2 2026 | 0.38% |
| Quarter | Score | Assets | Capital | Problem loans | ROA | Loans/deposits |
|---|---|---|---|---|---|---|
| Q2 2026 | 66 | $252.4M | 9.33% | 0.37% | 0.38% | 63.7% |
| Q1 2026 | 63 | $255.4M | 9.09% | 0.43% | 0.18% | 61.8% |
| Q4 2025 | 64 | $248.7M | 9.15% | 0.37% | 0.23% | 64.9% |
| Q3 2025 | 62 | $247.7M | 9.14% | 0.45% | 0.17% | 66.2% |
| Q2 2025 | 62 | $251.5M | 8.96% | 0.52% | 0.16% | 64.0% |
| Q1 2025 | 63 | $251.9M | 8.92% | 0.45% | 0.23% | 61.8% |
| Q4 2024 | 61 | $244.7M | 9.13% | 0.53% | 0.00% | 64.1% |
| Q3 2024 | 60 | $247.1M | 9.05% | 0.54% | -0.09% | 65.3% |
| Q2 2024 | 58 | $256.8M | 8.68% | 0.45% | -0.25% | 65.8% |
1,341 peers · $100 million – $1 billion
How it compares with peers
Percentile against credit unions of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).
Similar-size credit unions in Michigan
| Institution | Score | Assets | Capital | Problem loans | Compare |
|---|---|---|---|---|---|
| Chief Financial Federal Credit UnionCredit union Rochester Hills, MI | 65 out of 100, Moderate | $249.7M | 9.9% | 0.57% | vs |
| Gerber Federal Credit UnionCredit union Fremont, MI | 67 out of 100, Moderate | $259.5M | 10.2% | 0.89% | vs |
| Filer Credit UnionCredit union Manistee, MI | 78 out of 100, Strong | $262.4M | 12.8% | 0.84% | vs |
| Michigan One Community Credit UnionCredit union Ionia, MI | 68 out of 100, Moderate | $240.2M | 10.2% | 0.68% | vs |
| Advantage One Credit UnionCredit union Brownstown, MI | 71 out of 100, Strong | $268.1M | 11.8% | 0.84% | vs |
| St. Francis X Federal Credit UnionCredit union Petoskey, MI | 89 out of 100, Very strong | $268.8M | 13.9% | 0.11% | vs |
Deposit insurance
Is my money safe at Community West Credit Union?
Yes. Community West Credit Union is a federally insured credit union (NCUA charter #61677). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.
An estimated 3.9% of shares and deposits ($9.0M) are above the $250,000 NCUA insurance limit, close to the peer median of 6%. Insured balances are protected regardless of the score.
The net worth ratio is 9.33%, above the 7% level regulators use as the "well capitalized" benchmark for this measure.
5 locations
Branches
Community West Credit Union lists 5 offices in 5 cities. Most locations:
- Comstock Park, MI (1)
- Grandville, MI (1)
- Kentwood, MI (1)
- Middleville, MI (1)
- Rockford, MI (1)
HMDA 2025
Mortgage lending
In 2025, Community West Credit Union reported 177 home-loan applications under HMDA (LEI 254900R8P0FFNZJAW611): 122 originated ($12,310,000 total), 24 denied, and 31 withdrawn or closed by the applicant. Its denial rate on decided applications was 16.4%, compared with 22.2% for all lenders nationwide.
Denial rates depend heavily on loan type and applicant mix and are not a measure of fairness or of your own odds.
Identity & history
Profile
- Legal name
- Community West Credit Union
- Type
- Federally insured state-chartered credit union
- NCUA charter #
- 61677
- RSSD ID
- 960690
- Primary regulator
- State + NCUA
- Established
- 1967
- Headquarters
- PO Box 8069, Kentwood, MI 49518
- Employees
- 65
Quick answers
Community West Credit Union: common questions
Is Community West Credit Union NCUA insured?
Yes. Community West Credit Union is a federally insured credit union (NCUA charter #61677). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.
What is Community West Credit Union's TellerScore?
66 out of 100 (Moderate), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.
How many branches does Community West Credit Union have?
5 offices as of the latest NCUA data.
Nearby
Highest-scoring banks and credit unions with branches near Kentwood
| Institution | Score | Assets | Capital | Problem loans | Compare |
|---|---|---|---|---|---|
| Total Community Credit UnionCredit union Taylor, MI | 97 out of 100, Very strong | $111.3M | 15.3% | 0.36% | vs |
| Allegheny Central Federal Credit UnionCredit union Dunbar, PA | 95 out of 100, Very strong | $8.2M | 20.8% | 0.18% | vs |
| Aac Credit UnionCredit union Grand Rapids, MI | 90 out of 100, Very strong | $212.4M | 24.2% | 0.36% | vs |
| Preferred Credit UnionCredit union Grand Rapids, MI | 87 out of 100, Very strong | $318.1M | 14.3% | 0.37% | vs |
| Blue Water Federal Credit UnionCredit union Port Huron, MI | 86 out of 100, Very strong | $20.4M | 14.4% | 0.23% | vs |
| Gr Consumers Credit UnionCredit union Wyoming, MI | 86 out of 100, Very strong | $52.0M | 16.6% | 0.16% | vs |