Side-by-side · Q2 2026 data
Compass Community Credit Union vs San Joaquin Power Employees Credit Union
Credit union
San Joaquin Power Employees Credit Union
Fresno, California · $100 million – $1 billion
Metric by metric
| Measure | Compass Community Credit Union | San Joaquin Power Employees Credit Union |
|---|---|---|
| TellerScore | 74 | 84 (stronger) |
| Capital cushion | 70 | 100 (stronger) |
| Loan quality | 99 | 99 |
| Earnings | 32 | 42 (stronger) |
| Funding & liquidity | 76 (stronger) | 73 |
| Problem-loan coverage | 100 | 100 |
| Peer percentile | 63rd | 86th |
| Total assets | $178.9M | $174.9M |
| Deposits / shares | $157.3M | $144.9M |
| Capital ratio | 11.97% | 15.39% (stronger) |
| Problem loans | 0.03% (stronger) | 0.04% |
| Net charge-offs | 0.00% (stronger) | 0.05% |
| Return on assets | 0.31% | 0.55% (stronger) |
| Loans ÷ deposits | 84.5% (stronger) | 87.0% |
| Uninsured deposits | 14.8% | 0.0% (stronger) |
| Offices | 1 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 13.5% |
San Joaquin Power Employees Credit Union has the higher TellerScore (84 vs 74). On the 7 directional measures above (where higher or lower is clearly better), Compass Community Credit Union leads on 3 and San Joaquin Power Employees Credit Union on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.