Side-by-side · Q2 2026 data
Compass Credit Union vs Preferred Credit Union
Metric by metric
| Measure | Compass Credit Union | Preferred Credit Union |
|---|---|---|
| TellerScore | 74 | 87 (stronger) |
| Capital cushion | 58 | 93 (stronger) |
| Loan quality | 81 | 88 (stronger) |
| Earnings | 58 | 64 (stronger) |
| Funding & liquidity | 100 | 100 |
| Problem-loan coverage | 95 | 97 (stronger) |
| Peer percentile | 63rd | 91st |
| Total assets | $101.1M | $318.1M |
| Deposits / shares | $89.9M | $270.6M |
| Capital ratio | 10.79% | 14.25% (stronger) |
| Problem loans | 0.56% | 0.37% (stronger) |
| Net charge-offs | 0.13% (stronger) | 0.47% |
| Return on assets | 0.95% | 1.11% (stronger) |
| Loans ÷ deposits | 55.9% (stronger) | 58.2% |
| Uninsured deposits | 1.6% (stronger) | 3.1% |
| Offices | 2 | 4 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 15.0% | 14.6% |
Preferred Credit Union has the higher TellerScore (87 vs 74). On the 7 directional measures above (where higher or lower is clearly better), Compass Credit Union leads on 3 and Preferred Credit Union on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.