Side-by-side · Q2 2026 data
Compass Financial Federal Credit Union vs Monroe County Teachers Federal Credit Union
Credit union
Compass Financial Federal Credit Union
Hialeah, Florida · Under $100 million in assets
Credit union
Monroe County Teachers Federal Credit Union
Key West, Florida · Under $100 million in assets
Metric by metric
| Measure | Compass Financial Federal Credit Union | Monroe County Teachers Federal Credit Union |
|---|---|---|
| TellerScore | 64 (stronger) | 38 |
| Capital cushion | 55 (stronger) | 44 |
| Loan quality | 94 (stronger) | 30 |
| Earnings | 15 (stronger) | 0 |
| Funding & liquidity | 79 | 84 (stronger) |
| Problem-loan coverage | 95 (stronger) | 51 |
| Peer percentile | 28th | 3rd |
| Total assets | $25.9M | $24.0M |
| Deposits / shares | $22.4M | $21.6M |
| Capital ratio | 10.54% (stronger) | 9.39% |
| Problem loans | 0.17% (stronger) | 2.09% |
| Net charge-offs | 0.96% (stronger) | 1.63% |
| Return on assets | -0.11% (stronger) | -1.97% |
| Loans ÷ deposits | 80.9% | 76.0% (stronger) |
| Uninsured deposits | 11.7% | 3.4% (stronger) |
| Offices | 2 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Compass Financial Federal Credit Union has the higher TellerScore (64 vs 38). On the 7 directional measures above (where higher or lower is clearly better), Compass Financial Federal Credit Union leads on 5 and Monroe County Teachers Federal Credit Union on 2. Deposits are insured up to $250,000 per depositor, per ownership category, at both.