Side-by-side · Q2 2026 data
Complex Community Federal Credit Union vs Intouch Credit Union
Credit union
Complex Community Federal Credit Union
Odessa, Texas · $100 million – $1 billion
Metric by metric
| Measure | Complex Community Federal Credit Union | Intouch Credit Union |
|---|---|---|
| TellerScore | 85 (stronger) | 55 |
| Capital cushion | 88 (stronger) | 39 |
| Loan quality | 80 (stronger) | 54 |
| Earnings | 79 (stronger) | 59 |
| Funding & liquidity | 90 (stronger) | 71 |
| Problem-loan coverage | 95 (stronger) | 75 |
| Peer percentile | 87th | 12th |
| Total assets | $818.2M | $837.4M |
| Deposits / shares | $708.9M | $744.2M |
| Capital ratio | 13.79% (stronger) | 8.95% |
| Problem loans | 0.59% (stronger) | 1.38% |
| Net charge-offs | 0.86% | 0.61% (stronger) |
| Return on assets | 1.46% (stronger) | 0.97% |
| Loans ÷ deposits | 70.7% (stronger) | 88.9% |
| Uninsured deposits | 7.6% | 7.5% (stronger) |
| Offices | 6 | 11 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 22.6% | 36.6% |
Complex Community Federal Credit Union has the higher TellerScore (85 vs 55). On the 7 directional measures above (where higher or lower is clearly better), Complex Community Federal Credit Union leads on 5 and Intouch Credit Union on 2. Deposits are insured up to $250,000 per depositor, per ownership category, at both.