Side-by-side · Q2 2026 data
Complex Community Federal Credit Union vs Texell Credit Union
Credit union
Complex Community Federal Credit Union
Odessa, Texas · $100 million – $1 billion
Metric by metric
| Measure | Complex Community Federal Credit Union | Texell Credit Union |
|---|---|---|
| TellerScore | 85 (stronger) | 70 |
| Capital cushion | 88 (stronger) | 55 |
| Loan quality | 80 | 80 |
| Earnings | 79 (stronger) | 73 |
| Funding & liquidity | 90 (stronger) | 71 |
| Problem-loan coverage | 95 (stronger) | 83 |
| Peer percentile | 87th | 51st |
| Total assets | $818.2M | $801.0M |
| Deposits / shares | $708.9M | $700.0M |
| Capital ratio | 13.79% (stronger) | 10.48% |
| Problem loans | 0.59% (stronger) | 0.60% |
| Net charge-offs | 0.86% (stronger) | 0.99% |
| Return on assets | 1.46% (stronger) | 1.31% |
| Loans ÷ deposits | 70.7% (stronger) | 89.5% |
| Uninsured deposits | 7.6% (stronger) | 8.8% |
| Offices | 6 | 3 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 22.6% | 26.6% |
Complex Community Federal Credit Union has the higher TellerScore (85 vs 70). On the 7 directional measures above (where higher or lower is clearly better), Complex Community Federal Credit Union leads on 7 and Texell Credit Union on 0. Deposits are insured up to $250,000 per depositor, per ownership category, at both.