Side-by-side · Q2 2026 data
Comtrust Federal Credit Union vs Memphis City Employees Credit Union
Metric by metric
| Measure | Comtrust Federal Credit Union | Memphis City Employees Credit Union |
|---|---|---|
| TellerScore | 74 | 81 (stronger) |
| Capital cushion | 64 | 95 (stronger) |
| Loan quality | 86 (stronger) | 79 |
| Earnings | 41 | 42 (stronger) |
| Funding & liquidity | 100 (stronger) | 97 |
| Problem-loan coverage | 98 (stronger) | 95 |
| Peer percentile | 63rd | 80th |
| Total assets | $429.7M | $502.5M |
| Deposits / shares | $379.7M | $420.2M |
| Capital ratio | 11.42% | 14.48% (stronger) |
| Problem loans | 0.41% (stronger) | 0.63% |
| Net charge-offs | 0.08% (stronger) | 0.55% |
| Return on assets | 0.51% | 0.55% (stronger) |
| Loans ÷ deposits | 25.5% (stronger) | 63.1% |
| Uninsured deposits | 7.5% | 2.9% (stronger) |
| Offices | 6 | 6 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 21.3% |
Memphis City Employees Credit Union has the higher TellerScore (81 vs 74). On the 7 directional measures above (where higher or lower is clearly better), Comtrust Federal Credit Union leads on 3 and Memphis City Employees Credit Union on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.