Side-by-side · Q2 2026 data
Comunidad Latina Federal Credit Union vs Eagle Community Credit Union
Credit union
Comunidad Latina Federal Credit Union
Santa Ana, California · Under $100 million in assets
Metric by metric
| Measure | Comunidad Latina Federal Credit Union | Eagle Community Credit Union |
|---|---|---|
| TellerScore | 87 (stronger) | 63 |
| Capital cushion | 100 (stronger) | 49 |
| Loan quality | 67 | 84 (stronger) |
| Earnings | 100 (stronger) | 42 |
| Funding & liquidity | 68 (stronger) | 67 |
| Problem-loan coverage | 96 (stronger) | 88 |
| Peer percentile | 83rd | 29th |
| Total assets | $11.0M | $409.2M |
| Deposits / shares | $8.1M | $362.7M |
| Capital ratio | 26.19% (stronger) | 9.91% |
| Problem loans | 0.99% | 0.49% (stronger) |
| Net charge-offs | 0.69% (stronger) | 0.85% |
| Return on assets | 2.27% (stronger) | 0.56% |
| Loans ÷ deposits | 79.9% (stronger) | 93.0% |
| Uninsured deposits | 26.3% | 5.3% (stronger) |
| Offices | 1 | 6 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 22.1% |
Comunidad Latina Federal Credit Union has the higher TellerScore (87 vs 63). On the 7 directional measures above (where higher or lower is clearly better), Comunidad Latina Federal Credit Union leads on 5 and Eagle Community Credit Union on 2. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.