Side-by-side · Q2 2026 data
Concho Educators Federal Credit Union vs Coastal Community Federal Credit Union
Credit union
Concho Educators Federal Credit Union
San Angelo, Texas · Under $100 million in assets
Credit union
Coastal Community Federal Credit Union
Galveston, Texas · Under $100 million in assets
Metric by metric
| Measure | Concho Educators Federal Credit Union | Coastal Community Federal Credit Union |
|---|---|---|
| TellerScore | 72 (stronger) | 39 |
| Capital cushion | 67 (stronger) | 49 |
| Loan quality | 86 (stronger) | 7 |
| Earnings | 33 (stronger) | 0 |
| Funding & liquidity | 95 | 100 (stronger) |
| Problem-loan coverage | 96 (stronger) | 72 |
| Peer percentile | 44th | 3rd |
| Total assets | $99.4M | $93.3M |
| Deposits / shares | $89.8M | $83.5M |
| Capital ratio | 11.69% (stronger) | 9.95% |
| Problem loans | 0.42% (stronger) | 2.79% |
| Net charge-offs | 1.19% (stronger) | 1.69% |
| Return on assets | 0.34% (stronger) | -1.01% |
| Loans ÷ deposits | 64.9% | 55.4% (stronger) |
| Uninsured deposits | 4.1% | 3.1% (stronger) |
| Offices | 1 | 3 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 0.0% | — |
Concho Educators Federal Credit Union has the higher TellerScore (72 vs 39). On the 7 directional measures above (where higher or lower is clearly better), Concho Educators Federal Credit Union leads on 5 and Coastal Community Federal Credit Union on 2. Deposits are insured up to $250,000 per depositor, per ownership category, at both.