Side-by-side · Q2 2026 data
Concord Federal Credit Union vs Generations United Federal Credit Union
Credit union
Generations United Federal Credit Union
New York, New York · Under $100 million in assets
Metric by metric
| Measure | Concord Federal Credit Union | Generations United Federal Credit Union |
|---|---|---|
| TellerScore | 68 (stronger) | 65 |
| Capital cushion | 61 | 100 (stronger) |
| Loan quality | 100 (stronger) | 72 |
| Earnings | 0 | 0 |
| Funding & liquidity | 100 (stronger) | 50 |
| Problem-loan coverage | 100 (stronger) | 98 |
| Peer percentile | 36th | 30th |
| Total assets | $6.9M | $7.0M |
| Deposits / shares | $6.1M | $2.5M |
| Capital ratio | 11.14% | 44.44% (stronger) |
| Problem loans | 0.00% (stronger) | 0.83% |
| Net charge-offs | 3.84% | 0.32% (stronger) |
| Return on assets | -2.08% (stronger) | -6.27% |
| Loans ÷ deposits | 7.2% (stronger) | 132.1% |
| Uninsured deposits | 0.0% | 0.0% |
| Offices | 1 | 0 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Concord Federal Credit Union has the higher TellerScore (68 vs 65). On the 6 directional measures above (where higher or lower is clearly better), Concord Federal Credit Union leads on 4 and Generations United Federal Credit Union on 2. Deposits are insured up to $250,000 per depositor, per ownership category, at both.