TellerScore

Headquartered in Brooklyn, New York, Concord Federal Credit Union is a federal credit union with $6.9M in total assets and $6.1M in member shares and deposits as of Q2 2026. It operates 1 office. Its charter dates back to 1951.

Based on its Q2 2026 filing, Concord Federal Credit Union scores 68/100, which we describe as moderate. That is higher than only 36% of 2,479 credit unions with under $100 million in assets. Among 268 credit unions headquartered in New York, it ranks 153rd. Its strongest component is loan quality (100/100; 0.00%), and its lowest is earnings (0/100; -2.08%).

TellerScore · Q2 2026

Scorecard

Capital cushion61/100
Net worth ratio: 11.14%
Loan quality100/100
Loans 60+ days delinquent ÷ total loans: 0.00%
Earnings0/100
Return on assets (annualized): -2.08%
Funding & liquidity100/100
Loans ÷ shares: 7.2% · 0.0% uninsured
Problem-loan coverage100/100
Delinquent loans + foreclosed assets ÷ (net worth + loan-loss reserves): 0.00%

The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.

9 quarters

Health trend

The score has been essentially flat from Q2 2025 to Q2 2026 (68 → 68).

TellerScore
627587Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
Show as table
QuarterTellerScore
Q2 202487
Q3 202487
Q4 202462
Q1 202585
Q2 202568
Q3 202575
Q4 202571
Q1 202670
Q2 202668
Net worth ratio
7.00%9.57%12.14%well-capitalized benchmarkQ2 2024Q4 2024Q2 2025Q4 2025Q2 2026
Show as table
QuarterNet worth ratio
Q2 202410.73%
Q3 202410.55%
Q4 202410.70%
Q1 202511.79%
Q2 202512.14%
Q3 202511.82%
Q4 202511.68%
Q1 202611.74%
Q2 202611.14%
Delinquent loans (60+ days)
0.00%1.78%3.56%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
Show as table
QuarterDelinquent loans (60+ days)
Q2 20240.00%
Q3 20240.00%
Q4 20243.56%
Q1 20250.59%
Q2 20252.17%
Q3 20250.00%
Q4 20250.00%
Q1 20260.00%
Q2 20260.00%
Return on assets
-2.08%6.16%14.39%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
Show as table
QuarterReturn on assets
Q2 202414.39%
Q3 20249.30%
Q4 20246.97%
Q1 20254.53%
Q2 20251.43%
Q3 20250.09%
Q4 2025-0.44%
Q1 2026-0.94%
Q2 2026-2.08%
Quarter-by-quarter figures
QuarterScoreAssetsCapitalProblem loansROALoans/deposits
Q2 202668$6.9M11.14%0.00%-2.08%7.2%
Q1 202670$7.0M11.74%0.00%-0.94%8.2%
Q4 202571$7.2M11.68%0.00%-0.44%9.2%
Q3 202575$7.4M11.82%0.00%0.09%10.4%
Q2 202568$7.6M12.14%2.17%1.43%10.5%
Q1 202585$8.2M11.79%0.59%4.53%10.7%
Q4 202462$8.1M10.70%3.56%6.97%11.5%
Q3 202487$8.5M10.55%0.00%9.30%12.4%
Q2 202487$8.6M10.73%0.00%14.39%12.5%

2,479 peers · Under $100 million in assets

How it compares with peers

Percentile against credit unions of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).

Capital ratio11.14%
25th
Problem loans0.00%
94th
Net charge-offs3.84%
2nd
Return on assets-2.08%
3rd
Loans to deposits7.2%
99th
Uninsured deposits0.0%
81st
Loan-loss reserves28.69%
100th
Texas ratio0.0%
93rd

Similar-size credit unions in New York

InstitutionScoreAssetsCapitalProblem loansCompare
Crouse Hinds Employees Federal Credit UnionCredit union Syracuse, NY84 out of 100, Strong$6.9M12.1%0.13%vs
Generations United Federal Credit UnionCredit union New York, NY65 out of 100, Moderate$7.0M44.4%0.83%vs
Grand Central Terminal Employees Federal Credit UnionCredit union New York, NY64 out of 100, Moderate$6.6M11.9%0.77%vs
Griffith Institute Employees Federal Credit UnionCredit union Springville, NY64 out of 100, Moderate$6.5M9.0%0.56%vs
Utica Police Department Federal Credit UnionCredit union Utica, NY52 out of 100, Below average$6.3M27.6%4.55%vs
Everest Federal Credit UnionCredit union Jackson Heights, NY35 out of 100, Low$7.6M8.7%5.40%vs

Deposit insurance

Is my money safe at Concord Federal Credit Union?

Yes. Concord Federal Credit Union is a federally insured credit union (NCUA charter #7504). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.

An estimated 0.0% of shares and deposits ($0) are above the $250,000 NCUA insurance limit, close to the peer median of 1%. Insured balances are protected regardless of the score.

The net worth ratio is 11.14%, above the 7% level regulators use as the "well capitalized" benchmark for this measure.

Check how much of your own balance is covered

1 location

Branches

Concord Federal Credit Union lists 1 office in 1 city. Most locations:

All branch addresses and map

Identity & history

Profile

Legal name
Concord Federal Credit Union
Type
Federal credit union
NCUA charter #
7504
RSSD ID
501280
Primary regulator
NCUA
Established
1951
Headquarters
833 Marcy Ave, Brooklyn, NY 11216
Employees
3

Quick answers

Concord Federal Credit Union: common questions

Is Concord Federal Credit Union NCUA insured?

Yes. Concord Federal Credit Union is a federally insured credit union (NCUA charter #7504). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.

What is Concord Federal Credit Union's TellerScore?

68 out of 100 (Moderate), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.

How many branches does Concord Federal Credit Union have?

1 office as of the latest NCUA data.

Nearby

Highest-scoring banks and credit unions with branches near Brooklyn

InstitutionScoreAssetsCapitalProblem loansCompare
The Bank of New York Mellon Trust Company, National AssociationBank Los Angeles, CA100 out of 100, Very strong$1.4B63.5%0.00%vs
Wakefern Federal Credit UnionCredit union Elizabeth, NJ99 out of 100, Very strong$12.0M24.3%0.13%vs
Paul Quinn Federal Credit UnionCredit union Jamaica, NY93 out of 100, Very strong$358K26.1%0.00%vs
B.S. and C.P. Hospitals Employees Federal Credit UnionCredit union Bronx, NY93 out of 100, Very strong$1.0M34.2%0.00%vs
Scf Westchester N. Y. Employees Federal Credit UnionCredit union White Plains, NY93 out of 100, Very strong$1.5M23.8%0.18%vs
NorthEast Community BankBank White Plains, NY90 out of 100, Very strong$2.1B17.3%0.00%vs