Side-by-side · Q2 2026 data
Concord Federal Credit Union vs Griffith Institute Employees Federal Credit Union
Credit union
Griffith Institute Employees Federal Credit Union
Springville, New York · Under $100 million in assets
Metric by metric
| Measure | Concord Federal Credit Union | Griffith Institute Employees Federal Credit Union |
|---|---|---|
| TellerScore | 68 (stronger) | 64 |
| Capital cushion | 61 (stronger) | 40 |
| Loan quality | 100 (stronger) | 81 |
| Earnings | 0 | 36 (stronger) |
| Funding & liquidity | 100 | 100 |
| Problem-loan coverage | 100 (stronger) | 95 |
| Peer percentile | 36th | 28th |
| Total assets | $6.9M | $6.5M |
| Deposits / shares | $6.1M | $6.0M |
| Capital ratio | 11.14% (stronger) | 8.96% |
| Problem loans | 0.00% (stronger) | 0.56% |
| Net charge-offs | 3.84% | -0.03% (stronger) |
| Return on assets | -2.08% | 0.39% (stronger) |
| Loans ÷ deposits | 7.2% (stronger) | 45.1% |
| Uninsured deposits | 0.0% | 0.0% |
| Offices | 1 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Concord Federal Credit Union has the higher TellerScore (68 vs 64). On the 6 directional measures above (where higher or lower is clearly better), Concord Federal Credit Union leads on 4 and Griffith Institute Employees Federal Credit Union on 2. Deposits are insured up to $250,000 per depositor, per ownership category, at both.