Side-by-side · Q2 2026 data
Concorde Bank vs Lowry State Bank
Metric by metric
| Measure | Concorde Bank | Lowry State Bank |
|---|---|---|
| TellerScore | 48 (stronger) | 39 |
| Capital cushion | 51 (stronger) | 46 |
| Loan quality | 9 (stronger) | 0 |
| Earnings | 61 | 71 (stronger) |
| Funding & liquidity | 76 (stronger) | 47 |
| Problem-loan coverage | 64 (stronger) | 44 |
| Peer percentile | 8th | 3rd |
| Total assets | $88.3M | $84.1M |
| Deposits / shares | $79.1M | $69.6M |
| Capital ratio | 10.13% (stronger) | 9.58% |
| Problem loans | 2.73% (stronger) | 3.18% |
| Net charge-offs | 0.09% (stronger) | 0.30% |
| Return on assets | 1.02% | 1.28% (stronger) |
| Loans ÷ deposits | 81.5% (stronger) | 109.6% |
| Uninsured deposits | 17.3% (stronger) | 18.4% |
| Offices | 2 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Concorde Bank has the higher TellerScore (48 vs 39). On the 7 directional measures above (where higher or lower is clearly better), Concorde Bank leads on 6 and Lowry State Bank on 1. Deposits are insured up to $250,000 per depositor, per ownership category, at both.