Headquartered in Blomkest, Minnesota, Concorde Bank is a state-chartered bank with $88.3M in total assets and $79.1M in deposits as of Q2 2026. It operates 2 offices. Its charter dates back to 1910.
Concorde Bank has a TellerScore of 48 out of 100 (below average) based on Q2 2026 data — higher than only 8% of its 546 banks with under $100 million in assets. Among 223 banks headquartered in Minnesota, it ranks 204th. Funding & liquidity contributes the most (76/100, 81% loans-to-deposits, 17% uninsured); loan quality contributes the least (9/100, 2.73%).
TellerScore · Q2 2026
Scorecard
The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.
9 quarters
Health trend
From Q2 2025 to Q2 2026, the score fell 4 points (52 → 48), mostly because the earnings component weakened by 33 points.
Show as table
| Quarter | TellerScore |
|---|---|
| Q2 2024 | 62 |
| Q3 2024 | 69 |
| Q4 2024 | 65 |
| Q1 2025 | 52 |
| Q2 2025 | 52 |
| Q3 2025 | 55 |
| Q4 2025 | 55 |
| Q1 2026 | 46 |
| Q2 2026 | 48 |
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| Quarter | Tier 1 leverage ratio |
|---|---|
| Q2 2024 | 10.46% |
| Q3 2024 | 10.86% |
| Q4 2024 | 11.19% |
| Q1 2025 | 11.00% |
| Q2 2025 | 11.05% |
| Q3 2025 | 10.78% |
| Q4 2025 | 10.80% |
| Q1 2026 | 10.25% |
| Q2 2026 | 10.13% |
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| Quarter | Noncurrent loans |
|---|---|
| Q2 2024 | 2.05% |
| Q3 2024 | 1.28% |
| Q4 2024 | 1.61% |
| Q1 2025 | 3.52% |
| Q2 2025 | 3.23% |
| Q3 2025 | 2.71% |
| Q4 2025 | 2.76% |
| Q1 2026 | 2.63% |
| Q2 2026 | 2.73% |
Show as table
| Quarter | Return on assets |
|---|---|
| Q2 2024 | 1.99% |
| Q3 2024 | 1.88% |
| Q4 2024 | 1.76% |
| Q1 2025 | 1.86% |
| Q2 2025 | 1.85% |
| Q3 2025 | 1.82% |
| Q4 2025 | 1.69% |
| Q1 2026 | 0.78% |
| Q2 2026 | 1.02% |
| Quarter | Score | Assets | Capital | Problem loans | ROA | Loans/deposits |
|---|---|---|---|---|---|---|
| Q2 2026 | 48 | $88.3M | 10.13% | 2.73% | 1.02% | 81.5% |
| Q1 2026 | 46 | $90.0M | 10.25% | 2.63% | 0.78% | 81.1% |
| Q4 2025 | 55 | $87.2M | 10.80% | 2.76% | 1.69% | 84.3% |
| Q3 2025 | 55 | $80.1M | 10.78% | 2.71% | 1.82% | 95.1% |
| Q2 2025 | 52 | $80.3M | 11.05% | 3.23% | 1.85% | 95.3% |
| Q1 2025 | 52 | $77.8M | 11.00% | 3.52% | 1.86% | 92.2% |
| Q4 2024 | 65 | $73.8M | 11.19% | 1.61% | 1.76% | 96.3% |
| Q3 2024 | 69 | $74.0M | 10.86% | 1.28% | 1.88% | 93.1% |
| Q2 2024 | 62 | $75.6M | 10.46% | 2.05% | 1.99% | 89.4% |
546 peers · Under $100 million in assets
How it compares with peers
Percentile against banks of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).
Similar-size banks in Minnesota
| Institution | Score | Assets | Capital | Problem loans | Compare |
|---|---|---|---|---|---|
| The First State Bank of Red WingBank Red Wing, MN | 52 out of 100, Below average | $86.3M | 9.0% | 1.07% | vs |
| The First National Bank of GilbertBank Gilbert, MN | 59 out of 100, Moderate | $86.0M | 7.1% | 0.16% | vs |
| Bank of Maple PlainBank Maple Plain, MN | 72 out of 100, Strong | $85.5M | 14.1% | 1.80% | vs |
| First Security Bank - CanbyBank Canby, MN | 97 out of 100, Very strong | $85.2M | 14.1% | 0.08% | vs |
| Vantage BankBank Kent, MN | 68 out of 100, Moderate | $85.0M | 8.5% | 0.35% | vs |
| Lowry State BankBank Lowry, MN | 39 out of 100, Low | $84.1M | 9.6% | 3.18% | vs |
Deposit insurance
Is my money safe at Concorde Bank?
Yes. Concorde Bank is an FDIC-insured institution (FDIC certificate #9727). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category.
An estimated 17.3% of deposits ($13.7M) are above the $250,000 FDIC insurance limit, close to the peer median of 16%. Insured balances are protected regardless of the score.
The tier 1 leverage ratio is 10.13%, well above the 5% level regulators use as the "well capitalized" benchmark for this measure. Its total risk-based capital ratio is 16.41% (benchmark: 10%).
2 locations
Branches
Concorde Bank lists 2 offices in 2 cities. Most locations:
- Blomkest, MN (1)
- Willmar, MN (1)
Identity & history
Profile
- Legal name
- Concorde Bank
- Former names
- State Bank of Blomkest
- Type
- State-chartered bank
- FDIC certificate #
- 9727
- RSSD ID
- 273653
- Primary regulator
- FDIC
- Holding company
- Matson Financial Inc
- Established
- January 1, 1910
- Headquarters
- 16 Sw Main Street, Blomkest, MN 56216
- Website
- www.concordebanks.com
- Employees
- 12
Quick answers
Concorde Bank: common questions
Is Concorde Bank FDIC insured?
Yes. Concorde Bank is an FDIC-insured institution (FDIC certificate #9727). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category.
What is Concorde Bank's TellerScore?
48 out of 100 (Below average), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.
Has Concorde Bank ever failed?
There is no failure record for FDIC certificate #9727 in the FDIC failed bank list.
How many branches does Concorde Bank have?
2 offices as of the latest FDIC data.
Nearby
Highest-scoring banks and credit unions with branches near Blomkest
| Institution | Score | Assets | Capital | Problem loans | Compare |
|---|---|---|---|---|---|
| Greater Community Credit UnionCredit union Dawson, MN | 91 out of 100, Very strong | $296.5M | 20.7% | 0.48% | vs |
| PrinsBankBank Prinsburg, MN | 85 out of 100, Very strong | $308.3M | 12.0% | 0.29% | vs |
| Lake Region BankBank New London, MN | 84 out of 100, Strong | $153.0M | 10.4% | 0.09% | vs |
| Home State BankBank Litchfield, MN | 83 out of 100, Strong | $218.9M | 11.8% | 0.08% | vs |
| Frandsen Bank & TrustBank Lonsdale, MN | 71 out of 100, Strong | $3.7B | 10.0% | 0.71% | vs |
| Kensington BankBank Kensington, MN | 69 out of 100, Moderate | $446.7M | 9.9% | 0.58% | vs |