Side-by-side · Q2 2026 data
Concordia Bank & Trust Company vs Delta Bank
Metric by metric
| Measure | Concordia Bank & Trust Company | Delta Bank |
|---|---|---|
| TellerScore | 52 | 67 (stronger) |
| Capital cushion | 61 (stronger) | 50 |
| Loan quality | 15 | 65 (stronger) |
| Earnings | 65 | 97 (stronger) |
| Funding & liquidity | 74 (stronger) | 54 |
| Problem-loan coverage | 59 | 83 (stronger) |
| Peer percentile | 8th | 34th |
| Total assets | $667.0M | $632.0M |
| Deposits / shares | $585.7M | $558.5M |
| Capital ratio | 11.12% (stronger) | 10.04% |
| Problem loans | 2.54% | 1.04% (stronger) |
| Net charge-offs | 0.01% (stronger) | 0.02% |
| Return on assets | 1.13% | 1.93% (stronger) |
| Loans ÷ deposits | 60.9% (stronger) | 84.3% |
| Uninsured deposits | 37.3% | 34.5% (stronger) |
| Offices | 8 | 7 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 13.6% | — |
Delta Bank has the higher TellerScore (67 vs 52). On the 7 directional measures above (where higher or lower is clearly better), Concordia Bank & Trust Company leads on 3 and Delta Bank on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.
Where both have branches
- Natchez, MS
- Ferriday, LA
- Vidalia, LA